At a Glance
- Tasks: Ensure credit quality and compliance in lending activities while reviewing documentation and reports.
- Company: Join Hampshire Trust Bank, a leader in development finance with a supportive team culture.
- Benefits: Enjoy 25 days annual leave, private medical insurance, and a discretionary annual bonus.
- Other info: Collaborate with various teams and enjoy excellent career growth opportunities.
- Why this job: Make a real impact in a fast-paced environment while developing your career in finance.
- Qualifications: Experience in development finance or credit operations is preferred; strong attention to detail is essential.
The predicted salary is between 40000 - 50000 £ per year.
We’re looking for a detail‑driven Credit Quality Assurance Analyst to join our Development Finance team at Hampshire Trust Bank. This role plays a critical part in protecting credit quality and ensuring lending activity remains fully aligned to sanction, policy and regulatory requirements. You’ll work across completions and in‑life loan activity, reviewing documentation, professional reports and control checks to ensure every transaction meets HTB’s high standards.
This is an excellent opportunity for someone with experience in development finance, credit operations or quality assurance, who enjoys working closely with relationship managers, portfolio managers and risk colleagues in a fast‑paced, specialist lending environment.
Credit Quality & File Assurance- Review professional reports including solicitor reports on title, valuations and monitoring surveyor reports
- Identify risks, policy deviations and conditions not met
- Sign off loan files for completion and in‑life changes, ensuring full alignment to credit sanction and policy
- Perform in‑life control checks, including facility letter verification and AML/KYC compliance
- Support regulatory and operational control requirements
- Monitor professional panel insurance expiries and manage renewal documentation
- Process completion payments and invoices
- Oversee direct debit administration, including correspondence and claims
- Prepare and issue customer correspondence
- Maintain accurate and up‑to‑date customer account and file records
- Head of Business Processes & Controls
- Senior Credit Quality Assurance Analysts
- Credit Operations Director
- Heads of Relationship & Portfolio Management
- 2nd Line Risk & Compliance teams
- Experience within Development Finance or specialist property lending
- Knowledge of AML/KYC requirements
- Experience in a credit quality, credit operations or control‑focused role (desirable)
- Strong Microsoft Office skills, particularly Word and Excel
- Exceptional attention to detail and strong numeracy skills
- Highly organised with the ability to manage multiple workstreams
- Confident communicator, able to engage stakeholders at all levels
- Strong risk awareness with the confidence to challenge and elevate issues
- Able to prioritise effectively and meet internal and external deadlines
- Collaborative team player with a control‑focused mindset
If you’re a credit‑focused professional with a strong eye for detail and an interest in development finance and property lending, we’d love to hear from you.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Quality Assurance Analyst - Development Finance in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Hollybank Trustees Ltd. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Quality Assurance Analyst - Development Finance in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Hollybank Trustees Ltd.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Hollybank Trustees Ltd's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Hollybank Trustees Ltd
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Hollybank Trustees Ltd.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Hollybank Trustees Ltd will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Hollybank Trustees Ltd employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
