High Net Worth Underwriter in York

Build a brilliant future with Hiscox. Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs.

The Role: Existing Business Underwriting sits within Distribution, with teams located across the UK, including our regional underwriting hubs in Colchester, York and Manchester. The team is responsible for underwriting and managing existing High Net Worth and Private Client portfolios, helping to deliver profitable growth, retention and excellent broker and customer outcomes.

Working closely with brokers, colleagues and specialist underwriting teams, you'll play a key role in maintaining and developing relationships, delivering underwriting solutions and supporting portfolio performance in line with Hiscox's underwriting and distribution strategy. The role offers exposure to our Art & Private Client products, underwriting strategy, broker network and development opportunities within the High Net Worth market.

What you’ll be doing:

• You’ll be underwriting our Art and Private Client products in line with our high standards.
• Underwriting across both our direct and broker distribution channels for high value household, motor, overseas properties and travel insurance policies.
• Working towards a balanced business scorecard of performance accountabilities that can include targets across growth, retention and broker experience.
• Developing your sales skills and appreciation of sales and underwriting strategy in collaboration with the wider teams and regions.
• Effectively negotiating with both internal and external parties and identified points of contact within brokers.
• Challenging non-standard underwriting decisions leveraging the expertise of product specialists and underwriting managers.
• Showing courage and innovation by spotting process improvements and how we can do things differently to improve the customer experience and drive profitable growth.

Our must haves:

• Proven underwriting experience in High Net Worth, Private Client or Personal Lines insurance.
• The ability to build and maintain strong broker relationships and trade effectively within a broker-led environment.
• Strong commercial judgement, with an understanding of market conditions, customer needs and competitor activity.
• A logical and analytical approach to risk assessment and decision-making.
• Strong communication and relationship-building skills, with the confidence to engage with brokers and internal stakeholders.
• A collaborative team player who supports colleagues and contributes to team success.
• A self-motivated and proactive approach, with the ability to work independently and achieve results.
• Ideally Diploma CII qualified or working towards qualification through relevant experience.

Diversity and flexible working at Hiscox: At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn’t always have to be ‘nine to five’ and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.

Work with amazing people and be part of a unique culture.