At a Glance
- Tasks: Validate credit risk ratings and assess portfolio risks in commercial mortgages.
- Company: Join a leading international insurer with a global Financial Risk Management team.
- Benefits: Competitive contract pay, potential for extension, and valuable industry experience.
- Other info: Flexible work arrangement with 2 days a week in London.
- Why this job: Make an impact in financial risk management while working with top professionals.
- Qualifications: 3-5 years in credit analysis, ideally with CFA qualification.
The predicted salary is between 60000 - 80000 € per year.
We're hiring a Senior Credit Rating Analyst to join a global Financial Risk Management team at a leading international insurer. The role will involve independently validating credit risk ratings, mainly for commercial mortgages, with some exposure to corporate and securitised bonds.
You would be responsible for:
- Reviewing new investments
- Assessing portfolio risks
- Challenging applications where necessary
- Providing credit analysis and research to support senior risk committees and Front Office teams
You will need to have 3-5 years' experience in credit analysis with a background in commercial real estate or Fixed Income credit. You will also have worked for an insurer, bank or rating agency and ideally be CFA qualified.
This is a 6 months initial contract that will likely extend for up to 12 months and requires 2 days a week in London.
Senior Credit Analyst employer: Highams Recruitment
As a leading international insurer, we pride ourselves on fostering a dynamic and inclusive work culture that values innovation and collaboration. Our employees benefit from comprehensive professional development opportunities, competitive remuneration, and the chance to work in the vibrant city of London, where they can engage with industry leaders and expand their networks. Join us to be part of a team that not only supports your career growth but also encourages meaningful contributions to the financial risk management landscape.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and real estate sectors. We all know that sometimes it’s not just what you know, but who you know that can help you land that Senior Credit Analyst role.
✨Tip Number 2
Prepare for those interviews by brushing up on your credit analysis skills. We recommend going through recent case studies or industry reports related to commercial mortgages. This will show your potential employer that you’re not just experienced, but also up-to-date with current trends.
✨Tip Number 3
Don’t forget to tailor your pitch! When you get the chance to speak with hiring managers, highlight your specific experience in commercial real estate and Fixed Income credit. We want them to see how your background aligns perfectly with their needs.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we often have insider tips and updates on roles that might not be advertised elsewhere. Let’s get you that contract!
We think you need these skills to ace Senior Credit Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Analyst role. Highlight your experience in credit analysis, especially in commercial real estate and Fixed Income credit. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Mention specific projects or experiences that relate to validating credit risk ratings and assessing portfolio risks.
Showcase Relevant Qualifications:If you have a CFA qualification, make sure it's front and centre in your application. We value this certification highly, so don’t be shy about showcasing it alongside your 3-5 years of relevant experience.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Highams Recruitment
✨Know Your Credit Analysis Inside Out
Make sure you brush up on your credit analysis skills, especially in commercial real estate and fixed income. Be prepared to discuss specific cases you've worked on and how you validated credit risk ratings. This will show that you not only have the experience but also the practical knowledge needed for the role.
✨Familiarise Yourself with the Company
Research the insurer's approach to financial risk management and their portfolio. Understanding their investment strategies and recent projects can give you an edge during the interview. It shows genuine interest and helps you tailor your answers to align with their values and goals.
✨Prepare for Technical Questions
Expect technical questions related to credit risk assessment and portfolio management. Brush up on key metrics and methodologies used in the industry. Practising how to articulate your thought process clearly will help you stand out as a knowledgeable candidate.
✨Showcase Your Communication Skills
As you'll be supporting senior risk committees and Front Office teams, effective communication is key. Prepare examples of how you've successfully communicated complex credit analyses in the past. This will demonstrate your ability to convey important information clearly and concisely.
