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- Tasks: Underwrite D&F Excess insurance, assess submissions, and negotiate terms with brokers.
- Company: Join a fast-growing team in a dynamic insurance company.
- Benefits: Competitive salary, career development opportunities, and a collaborative work environment.
- Why this job: Make an impact in the insurance market while building valuable relationships.
- Qualifications: Experience in underwriting or broking, strong negotiation skills, and a curious mindset.
- Other info: Opportunity for career growth and involvement in strategic decision-making.
The predicted salary is between 50000 - 65000 £ per year.
This position operates as a key member of the Excess team. The D&F Excess portfolio is a relatively new and fast-growing area, working alongside the wider D&F underwriting team. The role requires responsiveness to a high volume of incoming requests and the ability to balance the needs of both internal and external stakeholders. Although the role has a degree of autonomy, it sits within the broader Property D&F team, which includes the Head of Property and six additional underwriting and administrative colleagues.
Key Responsibilities
- Underwrite D&F Excess insurance and reinsurance risks both at the Lloyd's box and in the office.
- Assess new and renewal submissions in line with underwriting guidelines and authority limits, with a focus on US business.
- Use rating models to support pricing, produce initial quotes, and negotiate terms with brokers through to binding.
- Build a comprehensive understanding of the pricing models used by the Excess team.
- Maintain existing broker relationships while developing new ones.
- Progress towards working independently while adhering to company policies and benefiting from a collaborative team environment.
- Contribute to underwriting and portfolio strategy in partnership with management.
- Identify and pursue new business opportunities to build long-term, profitable relationships.
- Attend client and broker meetings as required.
- Conduct risk reviews, including rate monitoring and peer review processes.
- Travel as needed for client engagement and marketing activity.
- Prepare both ad hoc and scheduled reports.
- Produce regulatory reports and ensure ongoing compliance with regulatory requirements.
- Work closely with the claims team to monitor loss trends.
Qualifications & Experience
- A curious mindset and strong motivation to build a career in the insurance market are highly valued, alongside relevant experience.
- Proven underwriting or broking experience.
- Strong negotiation and influencing abilities.
- Excellent verbal and written communication skills, with strong interpersonal capability.
- Solid background within the insurance industry.
- Familiarity with technical pricing models.
- Collaborative team player.
- Strong work ethic with the ability to work with pace and urgency.
Property D&F Underwriter employer: High Finance (UK) Limited T/A HFG
Contact Detail:
High Finance (UK) Limited T/A HFG Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Property D&F Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the insurance industry, especially those in underwriting. Attend events or webinars where you can meet potential colleagues and brokers. Remember, it’s all about who you know!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Understand the latest trends in D&F Excess insurance and be ready to discuss how you can contribute to the team. Show them you’re not just a candidate, but a future asset!
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. Plus, it’s a great chance to reiterate why you’re the perfect fit!
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities waiting for you. Plus, applying directly shows your interest in being part of our team and makes it easier for us to spot your application.
We think you need these skills to ace Property D&F Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Property D&F Underwriter role. Highlight relevant experience and skills that match the job description, especially your underwriting or broking experience. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to showcase your curiosity about the insurance market and your motivation to build a career with us. Be sure to mention specific examples of your negotiation skills and how you've built relationships in the past.
Showcase Your Communication Skills: Since excellent verbal and written communication skills are key for this role, make sure your application reflects that. Keep your language clear and professional, but don’t be afraid to let your personality shine through. We love a bit of character!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen to join our team at StudySmarter!
How to prepare for a job interview at High Finance (UK) Limited T/A HFG
✨Know Your Underwriting Basics
Make sure you brush up on your underwriting knowledge, especially around D&F Excess insurance. Understand the key responsibilities of the role and be ready to discuss how you would assess submissions and use pricing models effectively.
✨Showcase Your Negotiation Skills
Since strong negotiation abilities are crucial for this position, prepare examples from your past experiences where you successfully negotiated terms with brokers. This will demonstrate your capability to handle the demands of the role.
✨Build Rapport with Interviewers
Remember, this role involves maintaining and developing broker relationships. Use the interview as an opportunity to showcase your interpersonal skills. Be friendly, engaging, and show genuine interest in the team and the company culture.
✨Prepare Questions About the Team
Since the role is part of a collaborative team environment, come prepared with questions about how the Excess team operates. Ask about their strategies for building long-term relationships and how they support each other in achieving goals.