Job Description New Vacancy - Underwriter - UK Property I am currently partnered with a leading London Market Insurer who are seeking a Property Underwriter to join their growing team. You will be Underwriting new and existing Property risks across the UK from a London Market view, on a direct and facultative basis. Experience across UK Property, Real Estate and Property Owners is required. Deliver the underwriting strategy for the Property portfolio, supporting profitable growth in line with business objectives and underwriting appetite. Underwrite new and renewal business within delegated authority, applying sound technical judgement and strong commercial acumen. Assess complex risks by reviewing applications, financial information and supporting documentation to determine acceptability in line with underwriting guidelines and standards. Recommend appropriate pricing, terms, conditions and coverage enhancements based on detailed technical analysis and prevailing market conditions. Build, develop and maintain strong trading relationships with key brokers, acting as a trusted underwriting partner and identifying opportunities for profitable growth. Clearly communicate underwriting decisions, including referrals, underwriting requirements, rate negotiations and declinatures, ensuring brokers understand the commercial rationale behind decisions. Monitor portfolio performance through analysis of quality, rate adequacy, exposure and profitability, providing insight and recommendations to support portfolio optimisation. Represent the organisation within the broker community through regular broker meetings, market visits and industry networking events, promoting the company's proposition and values. Maintain a strong understanding of market trends, competitor activity, regulatory developments and emerging risks. Ensure all underwriting activity complies with regulatory, legal and governance requirements, as well as relevant policies and underwriting controls. Work closely with senior colleagues on risks exceeding delegated authority or requiring specialist technical input. Undertake additional responsibilities and projects as required. Ideally a minimum of 6+ years' commercial underwriting experience within the UK and/or London Market. Broad industry experience across Large Commercial Property, Real Estate Property Owners and P&C Mid-Market business would be advantageous. Strong technical underwriting expertise, with the ability to assess, structure and negotiate complex commercial risks. Strong commercial awareness and an in-depth understanding of the UK insurance market. Sound financial and commercial acumen, with a disciplined approach to underwriting profitability. Proficiency in Microsoft Office applications and relevant underwriting systems. ACII qualified, or actively working towards qualification, with a commitment to continuous professional development and ongoing technical learning.
Contact Details:
High Finance (UK) Limited T/A HFG Recruitment Team
