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- Tasks: Lead underwriting strategy and assess new business in embedded insurance.
- Company: Join a dynamic specialty insurer at the forefront of innovation.
- Benefits: Flexible working hours, competitive salary, and opportunities for professional growth.
- Other info: Collaborative team environment with hybrid working options available.
- Why this job: Shape the future of embedded insurance and make a real impact.
- Qualifications: Extensive underwriting experience and strong analytical skills required.
The predicted salary is between 60000 - 80000 £ per year.
HGS UK Branch is the UK-authorised branch of a Liechtenstein-domiciled specialty insurer, regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We operate at the intersection of specialty underwriting and distribution innovation, with a clear strategic ambition: to build a self-sufficient, high-performing London Market platform that delivers profitable, sustainable growth across carefully selected specialty lines.
Our embedded insurance team sits at the heart of that ambition. We are a small, talented, and fast-growing team working at the forefront of one of the most dynamic segments in the London Market and we are looking for an exceptional senior underwriter to help us shape and grow the portfolio.
Embedded insurance, the seamless integration of insurance products within the purchasing journeys of third-party businesses, is one of the most significant structural growth opportunities in global insurance today. Our European portfolio spans more than 20 countries, offering capacity to an international client and partner network across affinity and embedded programmes including accidental damage cover for electronics and furniture, extended warranties for white and brown goods, and automotive warranty insurance.
In the UK, we work with a carefully selected network of coverholders, managing general agents, and third-party administrators, with a strong focus on high-frequency / low severity products where data quality, process discipline, and excellent customer outcomes are the critical levers of performance.
- Serve as the team’s technical underwriting expert across affinity and embedded insurance programmes, with a particular focus on motor ancillary and extended warranty products.
- Shape and maintain underwriting strategy, including risk appetite, pricing frameworks, and portfolio guidelines, ensuring sustainable and profitable growth aligned to the branch’s objectives.
- Lead the assessment and underwriting of new business, delivering commercially tailored risk and pricing solutions that reflect both technical discipline and market awareness.
- Drive portfolio performance through data-driven insight, trend analysis, and disciplined risk selection, contributing to regular portfolio reviews and reporting to leadership.
- Champion technical governance, regulatory compliance, and Consumer Duty principles, embedding best practice across the team’s underwriting and operational processes.
- Provide day-to-day informal guidance and mentoring to colleagues across the team, helping to develop underwriting capability and professional standards in a collaborative, supportive environment.
Substantial underwriting experience with a strong track record in affinity and embedded insurance, including motor warranty and ancillary lines.
Proven ability to manage and grow complex portfolios, combining technical rigour with sound commercial judgement.
Analytically strong and data-literate, with well-developed pricing skills and the confidence to make and defend underwriting decisions.
A broad and practical understanding of the UK regulatory environment, including the FCA/PRA framework and Consumer Duty obligations.
Fluent in English, with German an advantage.
Travel and Working Arrangements:
- Workload: Full-time preferred; 80% part-time considered for the right candidate.
- Hybrid Working: Expected office attendance of approximately 60%; office is located in the City of London.
Senior Underwriter (f/m/d) embedded insurance, Full Time or Part Time in City of London employer: Helvetia Versicherungen Schweiz
Contact Detail:
Helvetia Versicherungen Schweiz Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter (f/m/d) embedded insurance, Full Time or Part Time in City of London
✨Tip Number 1
Network like a pro! Reach out to industry contacts on LinkedIn or attend relevant events. We all know that sometimes it’s not just what you know, but who you know that can help you land that Senior Underwriter role.
✨Tip Number 2
Prepare for interviews by researching the company and its embedded insurance strategies. We want to see you shine, so come armed with questions that show your interest in their portfolio and how you can contribute to their growth.
✨Tip Number 3
Showcase your analytical skills! Be ready to discuss how you've used data-driven insights in past roles. We love candidates who can demonstrate their ability to drive portfolio performance through solid risk selection.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we’re always looking for talented individuals who are passionate about embedded insurance.
We think you need these skills to ace Senior Underwriter (f/m/d) embedded insurance, Full Time or Part Time in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Underwriter role. Highlight your experience in affinity and embedded insurance, especially with motor warranty products. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about embedded insurance and how you can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since data-driven insights are key for us, make sure to showcase your analytical skills in your application. Mention specific examples where you've used data to drive portfolio performance or make underwriting decisions.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss any important updates from us. Plus, it’s super easy!
How to prepare for a job interview at Helvetia Versicherungen Schweiz
✨Know Your Stuff
Make sure you brush up on your knowledge of embedded insurance and the specific products mentioned in the job description, like motor warranties and ancillary lines. Being able to discuss these topics confidently will show that you're not just interested but also knowledgeable about the field.
✨Showcase Your Analytical Skills
Prepare to discuss how you've used data-driven insights in your previous roles. Think of specific examples where your analytical skills led to successful outcomes in underwriting or portfolio management. This will demonstrate your ability to contribute to the team's performance.
✨Understand Regulatory Frameworks
Familiarise yourself with the FCA/PRA regulations and Consumer Duty principles. Be ready to explain how you’ve navigated these in past roles, as this will highlight your understanding of the regulatory environment and your commitment to compliance.
✨Be a Team Player
Since the role involves mentoring and guiding colleagues, think of examples where you've successfully collaborated with others or helped develop their skills. Emphasising your ability to work in a team and support your peers will resonate well with the interviewers.