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- Tasks: Lead the credit risk function for mortgage lending, ensuring compliance and risk management.
- Company: Join a top Challenger Bank known for innovation and customer focus.
- Benefits: Enjoy competitive salary, flexible working options, and a vibrant workplace culture.
- Why this job: Make a real impact in a dynamic environment while shaping mortgage lending strategies.
- Qualifications: Must have experience in leading a 2LOD credit risk function in mortgage lending.
- Other info: Experience in asset and auto finance is a plus but not essential.
The predicted salary is between 72000 - 108000 £ per year.
Our client, one of the best-known Challenger Banks, is looking for a new Head of Credit Risk to look after the 2LOD for all mortgage (specialist and BTL) lending.
Candidates must have experience leading a 2LOD credit risk function for a mortgage lender. Additional experience within asset and auto finance would be advantageous but are not as essential for mortgages.
Head of Credit Risk, Mortgages employer: Healy Hunt
Contact Detail:
Healy Hunt Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit Risk, Mortgages
✨Tip Number 1
Network with professionals in the mortgage lending sector. Attend industry events or webinars where you can meet people who work in credit risk roles, especially within challenger banks. This can help you gain insights and potentially get referrals.
✨Tip Number 2
Stay updated on the latest trends and regulations in credit risk management, particularly for mortgages. Being knowledgeable about current challenges and innovations in the field will demonstrate your expertise during interviews.
✨Tip Number 3
Prepare to discuss your leadership experience in a 2LOD credit risk function. Think of specific examples where you've successfully managed teams or projects, as this will be crucial in showcasing your fit for the Head of Credit Risk role.
✨Tip Number 4
Research the company culture and values of the challenger bank you're applying to. Tailoring your approach to align with their ethos can make a significant difference in how you present yourself during interviews.
We think you need these skills to ace Head of Credit Risk, Mortgages
Some tips for your application 🫡
Understand the Role: Familiarise yourself with the responsibilities of a Head of Credit Risk, particularly in the context of mortgages. Highlight your experience in leading a 2LOD credit risk function and any relevant achievements in this area.
Tailor Your CV: Make sure your CV reflects your specific experience in credit risk management for mortgage lending. Include quantifiable results from your previous roles to demonstrate your impact and effectiveness.
Craft a Compelling Cover Letter: Write a cover letter that connects your background in credit risk to the requirements of the role. Emphasise your leadership skills and any additional experience in asset and auto finance, even if it's not essential.
Proofread and Edit: Before submitting your application, carefully proofread your documents for any errors or inconsistencies. A polished application reflects your attention to detail, which is crucial in a risk management role.
How to prepare for a job interview at Healy Hunt
✨Showcase Your Leadership Experience
As a candidate for the Head of Credit Risk, it's crucial to highlight your leadership experience in a 2LOD credit risk function. Be prepared to discuss specific examples of how you've successfully managed teams and influenced decision-making processes in previous roles.
✨Demonstrate Industry Knowledge
Familiarise yourself with the latest trends and regulations in mortgage lending, especially in the context of challenger banks. Showing that you understand the unique challenges and opportunities in this sector will set you apart from other candidates.
✨Prepare for Technical Questions
Expect to face technical questions related to credit risk assessment and management. Brush up on your knowledge of risk models, regulatory requirements, and best practices in mortgage lending to confidently answer these queries.
✨Highlight Relevant Experience
While experience in asset and auto finance is advantageous, focus on your core expertise in mortgages. Be ready to explain how your past experiences have equipped you with the skills necessary to excel in this role, even if they are not directly related.
