At a Glance
- Tasks: Own the customer approval process and conduct credit assessments.
- Company: Join a dynamic international business with a high-performing team.
- Benefits: Earn up to £30k, enjoy 25 days leave, and hybrid working options.
- Other info: Develop your career in a supportive environment with opportunities for growth.
- Why this job: Make smart decisions that protect the business and onboard the right customers.
- Qualifications: Experience in Credit or Finance, or a relevant degree.
The predicted salary is between 30000 - 30000 £ per year.
Not every credit role is about chasing debt, some are about making smart decisions, protecting the business, and ensuring the right customers are onboarded from day one. This is one of those roles. This position sits within a high-performing Sales Ledger function and plays a critical role in the onboarding and approval of new customers across multiple regions. If you're naturally analytical, enjoy investigating information, spotting risk, and have a keen eye for detail, this could be an excellent opportunity to develop your career within a truly international business.
What you'll be doing
- Taking ownership of the new customer approval process from start to finish, ensuring all applications are reviewed thoroughly and processed efficiently.
- Reviewing new account requests and supporting documentation.
- Conducting credit and risk assessments.
- Reviewing contracts and ensuring approvals are obtained in line with company governance requirements.
- Creating and maintaining customer records within finance systems.
- Managing a centralised new customer mailbox and responding to internal and external queries.
- Tracking all customer requests through to completion and maintaining accurate records.
- Liaising with Credit Controllers, Operations, Risk Management teams and customers where required.
- Producing reports and analysing approval activity.
- Supporting monthly counterparty reviews and customer data maintenance.
- Contributing to process improvement projects, system integrations and business change initiatives.
What do you need?
- Previous experience within Credit, Sales Ledger, Finance Administration or Customer Onboarding or a Graduate in Accounting Finance (or similar).
- Strong attention to detail and a methodical approach.
- Confidence reviewing contracts and analysing financial information.
- Good Excel skills and strong system capability.
- Excellent organisational and time management skills.
- Strong communication skills with the ability to build relationships across different departments.
- The confidence to identify and escalate potential risks when required.
- A proactive mindset and willingness to take ownership of your workload.
What's in it for you?
- An annual salary of up to £30k (depending on experience).
- 25 days annual leave + bank holidays.
- Hybrid working after a successful training period.
Click "apply now" to find out more.
Credit Analyst employer: Headstar
Join a dynamic and international team as a Credit Analyst, where your analytical skills will be valued in a supportive work culture that prioritises employee growth and development. With competitive benefits including a salary of up to £30k, 25 days of annual leave, and the flexibility of hybrid working, this role offers a unique opportunity to contribute to meaningful business decisions while enjoying a balanced work-life environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Headstar. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Headstar.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Headstar's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Headstar
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Headstar.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Headstar will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Headstar employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
