Senior Underwriter - Digital Solutions in London

HDI is a Corporate & Specialty Insurer part of the Talanx Group. With over 120 years of experience, HDI operates across five continents, around 40 countries and employs over 5,000 people worldwide.

The role involves joining a dynamic team that's leading the charge in the new era of underwriting. We are seeking an experienced individual who is passionate about analytics, industry trends, and risk management. You will play a critical role in shaping the future of our business by leveraging new technology and innovative insurance solutions to assess unique risks and identify game‑changing opportunities.

If you're looking for a chance to be a part of the future of underwriting and have a passion for assessing risk, diving deep into uncharted territories, and rewriting the rules of insurance, then this is the opportunity for you.

• Be part of a growing and international team, and have a willingness to offer assistance and support to the Liability team, Branch and Home Office colleagues.
• Underwrite and trade successfully individual risks in accordance with company strategy, and guidelines within Underwriting Authority.
• Develop and maintain a robust pipeline of new business, up‑sell and x‑sell opportunities.
• Deliver consistently and accurately our customer and broker propositions, including global programme management, and service level agreements and plans.
• Prepare and issue documentation, or where working in collaboration with Wordings Technician(s) review and approve for issue completed documents.
• Continually enhance your knowledge of underwriting, new trends, regulatory and industry practice.
• Represent the Department and actively participate on internal Branch and Head office sponsored forums, committees and projects.
• Identification and analysis of new business opportunities in the Digital Solutions target segment in relation to new technologies, new products and emerging markets.
• You will stay one step ahead by keeping your finger on the pulse of emerging technologies, new business models, and trends.

• Liability experience from an Underwriting or Broking background.
• CII qualified or equivalent experience, underwriting, contract law and regulatory experience.
• External industry knowledge to be demonstrated by membership and/or liaison with external professional, industry or commercial bodies.
• Good understanding of insurance and the terminologies used (across all lines of business).
• Good technical understanding about underwriting policy construction; able to read underwriting files and understand what data needs to be recorded.
• Developing solutions tailored to the client's individual needs and setting terms and conditions and premium based on risk.
• Good decision‑making skills; able to consider the costs and benefits of various decisions and choose the appropriate one.
• Excel in a team‑oriented environment, collaborating seamlessly with colleagues from diverse backgrounds and forging strong relationships.
• Deadline focused; able to work under pressure to meet tight deadlines.
• Good communication and interpersonal skills; comfortable with phone & face to face discussions with underwriters, brokers & other stakeholders; confident in negotiation and networking scenarios.
• Self‑motivated, open minded and able to organise own workload effectively to meet service standards.
• Ability to travel as required to meet with Customers and Brokers throughout the world.

We are open to considering candidates for an Underwriter or Senior Underwriter level position.

As an equal opportunities employer, we are committed to creating an inclusive environment for all employees, recognising that a diverse and inclusive workplace is a creative and prosperous one.