Fixed Term Contract for 6 Months
Office Based role in : Manchester
Role Purpose
We are building a team of specialist investigators to review and investigate Transaction Monitoring (TM) alerts. You will assess unusual or suspicious activity, reach well-evidenced decisions, and, where required, submit disclosures to the National Crime Agency (NCA). You will operate to a high standard of quality, accuracy and timeliness, in line with our internal policies and regulatory obligations.
Key Responsibilities
- Investigate TM alerts end to end, reviewing customer profiles, account behavior, transaction history and available KYC/CDD information.
- Identify indicators of money laundering, terrorist financing, fraud, sanctions evasion and other financial crime typologies.
- Determine whether activity is suspicious, with clear, documented and defensible rationale.
- Prepare and submit Suspicious Activity Reports (SARs) and disclosures to the NCA where required and Manage tipping-off risk and maintain strict confidentiality.
- Escalate complex, high-risk or potentially systemic issues to senior investigators or the MLRO function.
- Meet agreed productivity, quality and SLA targets.
- Complete and pass the internal accreditation process within the required timeframe.
Essential Skills and Experience
- Proven experience investigating TM alerts in a regulated financial services environment.
- Experience drafting SARs or equivalent disclosures to the NCA, or direct exposure to the process.
- Strong analytical skills, with the ability to review large volumes of data and spot patterns and anomalies.
- Excellent written communication, able to produce clear, concise and auditable case narratives.
- Sound judgement and decision-making, with attention to detail under time pressure.
- Comfortable working within defined processes, controls and quality standards
- Experience with case management and TM systems.
- Background in retail, commercial or private banking, payments, or wealth management.
- Knowledge of financial crime typologies.
Behaviours
- Accountability and ownership of cases
- Resilience and focus in high-volume environments
- Collaborative, open to coaching and feedback
Working Arrangements
- Office-based at either Edinburgh or Manchester during onboarding and accreditation.
- Flexibility to work hybrid may be offered after successful accreditation, subject to business need and performance.
- Satisfactory completion of pre-employment screening (including right to work, credit and criminal record checks and references).
#J-18808-Ljbffr
Financial Crime Investigator (Transaction Monitoring) in Manchester employer: HCL Technologies Limited
HCL Technologies Limited is an exceptional employer located in the vibrant City of London, offering a dynamic work culture that prioritises employee growth and development. With a strong focus on customer service excellence and operational efficiency, employees benefit from comprehensive training programs and opportunities to enhance their skills while contributing to meaningful projects. The collaborative environment fosters innovation and teamwork, making it an ideal place for those seeking a rewarding career in program and project management.
