At a Glance
- Tasks: Shape credit decisions and provide independent risk assessments for NBFI transactions.
- Company: Leading international financial institution with a dynamic portfolio.
- Benefits: Competitive salary, performance-based bonus, and hybrid working environment.
- Other info: Strong career development opportunities within a respected international platform.
- Why this job: Join a high-impact role influencing senior stakeholders and shaping credit risk strategies.
- Qualifications: 8-10+ years in credit risk analysis with strong expertise in NBFI clients.
The predicted salary is between 80000 - 100000 € per year.
A leading international financial institution is seeking an experienced Senior Credit Risk Manager to join its Credit Risk function. This role sits at the heart of the credit decision-making process, providing independent risk assessment, challenge, and oversight across a portfolio with a strong focus on Non-Bank Financial Institutions (NBFI). You will play a key role in shaping credit decisions, influencing senior stakeholders, and ensuring robust risk management practices across a diverse and dynamic portfolio.
Key Responsibilities
- Produce high-quality credit evaluation reports covering transaction overviews, financial and non-financial risk analysis, key risks, mitigants, and clear credit recommendations.
- Ensure all credit proposals are aligned with internal credit policies, risk appetite, and governance standards.
- Primarily support NBFI transactions, with exposure to other sectors as required.
- Provide effective challenge and guidance to Front Office proposals while maintaining independence within the credit process.
- Draft and present credit papers and recommendations to Credit Committee.
- Deliver timely, well-structured risk analysis to senior stakeholders, including Head of Credit Risk and senior committees.
- Conduct post-lending monitoring, including ongoing review of credit exposure and limits, monitoring borrower financial performance and industry trends, and ensuring compliance with covenants and conditions throughout the loan lifecycle.
- Perform credit reviews and industry research for new and existing clients (including annual reviews).
- Proactively monitor sector trends and emerging risks.
Skills & Experience
- 8-10+ years' experience in credit risk / credit analysis, with a strong focus on NBFI clients.
- Deep understanding of credit risk across sectors, geographies, and client types.
- Strong expertise in financial analysis, projections, and stress testing.
- Excellent knowledge of macroeconomic and industry dynamics.
- Proven ability to challenge stakeholders and influence decision-making.
- Strong analytical, problem-solving, and negotiation skills.
- Collaborative approach with the ability to work both independently and as part of a team.
- Positive, proactive mindset with a strong sense of ownership.
What's on Offer
- Competitive salary and performance-based bonus.
- High-visibility role with exposure to senior stakeholders and decision-making forums.
- Opportunity to work within a respected and growing international platform.
- Hybrid working environment.
- Strong career development opportunities within credit risk.
If you are an experienced credit professional looking to step into a strategic, high-impact role within a dynamic environment, we welcome your application.
Senior Credit Risk Manager - NBFI - Hays in London employer: Hays
As a leading international financial institution, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to excel. With a competitive salary, performance-based bonuses, and strong career development opportunities, the Senior Credit Risk Manager role offers a unique chance to influence key credit decisions while working in a hybrid environment that promotes work-life balance. Join us to be part of a respected platform where your expertise in credit risk will be valued and your professional growth supported.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Manager - NBFI - Hays in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those who work with NBFIs. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your credit risk knowledge. Be ready to discuss specific cases where you influenced credit decisions or managed risks effectively. We want to see your expertise shine!
✨Tip Number 3
Showcase your analytical skills! Bring examples of your past work, like credit evaluation reports or risk analysis presentations. This will help us see how you approach challenges and make decisions.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Senior Credit Risk Manager - NBFI - Hays in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Risk Manager role. Highlight your experience in credit risk and NBFI clients, showcasing specific achievements that align with the job description.
Craft a Compelling Cover Letter:Your cover letter should tell your story! Explain why you're passionate about credit risk management and how your skills can contribute to our team. Keep it concise but impactful.
Showcase Your Analytical Skills:In your application, emphasise your analytical and problem-solving skills. Provide examples of how you've successfully influenced decision-making or challenged stakeholders in previous roles.
Apply Through Our Website:We encourage you to apply directly through our website for a smoother process. This way, we can ensure your application gets the attention it deserves!
How to prepare for a job interview at Hays
✨Know Your Credit Risk Stuff
Make sure you brush up on your credit risk knowledge, especially around Non-Bank Financial Institutions (NBFI). Be ready to discuss specific examples from your past experience where you've successfully assessed credit risks and influenced decisions.
✨Prepare for Stakeholder Engagement
Since this role involves influencing senior stakeholders, think about how you can demonstrate your ability to challenge proposals effectively. Prepare anecdotes that showcase your negotiation skills and how you've navigated complex discussions in the past.
✨Showcase Your Analytical Skills
Be prepared to talk through your approach to financial analysis and stress testing. Bring along examples of credit evaluation reports you've produced, and be ready to explain your thought process behind key recommendations.
✨Stay Updated on Industry Trends
Research current trends in the NBFI sector and broader economic indicators. Being able to discuss these insights during your interview will show that you're proactive and knowledgeable, which is crucial for a Senior Credit Risk Manager.
