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For Companies At a Glance
- Tasks: Shape innovative credit risk strategies for SME lending and manage portfolio risks.
- Company: Join Hays, a leading recruitment agency known for its dynamic work environment.
- Benefits: Enjoy a one-year contracting role with opportunities for professional growth and collaboration.
- Why this job: Be at the forefront of data-driven decision-making in a fast-paced industry.
- Qualifications: Strong strategic thinking, numerical degree, and experience in automated credit risk management required.
- Other info: Ideal for those looking to advance their career in credit risk within the UK SME market.
The predicted salary is between 43200 - 72000 £ per year.
Are you a seasoned Credit Risk Specialist with a passion for shaping innovative risk strategies for SME lending? Do you thrive in a dynamic environment where data-driven decisions drive business success? If so, we have the perfect opportunity for you!
The Role
As a Credit Risk Specialist, you will serve as a subject matter expert, working closely with stakeholders to define and refine credit risk strategies for new business acquisition and portfolio management. You will play a pivotal role in maintaining risk standards, governance processes, and ensuring data-driven decision-making at the core of our lending products.
Key Responsibilities:
- Develop and implement effective credit risk strategies for SME lending.
- Maintain credit risk standards, procedures, and governance processes.
- Provide expert risk insights on business proposals, identifying opportunities and mitigating risks.
- Shape and maintain portfolio risk appetite metrics to support lending decisions.
- Lead the creation of new lending products and customer journeys, ensuring a seamless experience.
- Collaborate with stakeholders across Product, Distribution, IT, and Second Line Credit Risk teams.
- Produce insightful portfolio MI, delivering actionable performance updates to governance forums.
- Ensure compliance with sector-wide regulatory standards.
Skills & Qualifications:
- Strong strategic thinking, with the ability to solve complex problems and drive business value.
- Proven ability to communicate credit risk insights to technical and non-technical audiences.
- Proficient in statistical programming languages (ideally SAS).
- Numerical degree in Mathematics, Physics, Computing, or Engineering.
- Hands-on experience in automated credit risk management, ideally within the UK SME market.
- Expertise in Microsoft Office, particularly Excel, Word, and PowerPoint.
- A detail-oriented mindset with strong problem-solving skills.
- Ability to build relationships and constructively challenge senior stakeholders.
If you are ready to take the next step in your credit risk career, apply today and become part of our exciting journey!
Credit Risk Manager - Hays employer: Hays
Contact Detail:
Hays Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager - Hays
✨Tip Number 1
Familiarise yourself with the latest trends in SME lending and credit risk management. Understanding the current market landscape will help you engage in meaningful conversations during interviews and demonstrate your expertise.
✨Tip Number 2
Network with professionals in the credit risk field, especially those who have experience in SME lending. Attend industry events or join relevant online forums to build connections that could lead to valuable insights and potential referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've developed and implemented credit risk strategies in previous roles. Being able to articulate your hands-on experience will set you apart from other candidates.
✨Tip Number 4
Brush up on your statistical programming skills, particularly in SAS, as this is a key requirement for the role. Consider taking a short course or working on personal projects to enhance your proficiency before the interview.
We think you need these skills to ace Credit Risk Manager - Hays
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management, particularly in SME lending. Use specific examples that demonstrate your strategic thinking and problem-solving skills.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for credit risk and your ability to communicate insights effectively. Mention how your background aligns with the responsibilities outlined in the job description.
Highlight Technical Skills: Emphasise your proficiency in statistical programming languages like SAS and your expertise in Microsoft Office tools. Provide examples of how you've used these skills in previous roles to drive business value.
Showcase Stakeholder Collaboration: Include examples of how you've successfully collaborated with various stakeholders in past positions. This will demonstrate your ability to work across teams and influence decision-making processes.
How to prepare for a job interview at Hays
✨Showcase Your Strategic Thinking
As a Credit Risk Specialist, you'll need to demonstrate your ability to think strategically. Prepare examples of how you've solved complex problems in the past and how your decisions have driven business value.
✨Communicate Clearly
You'll be required to communicate credit risk insights to both technical and non-technical audiences. Practice explaining complex concepts in simple terms, and be ready to discuss how you tailor your communication style to different stakeholders.
✨Demonstrate Your Technical Skills
Familiarise yourself with statistical programming languages, especially SAS, as well as Microsoft Office tools like Excel. Be prepared to discuss your hands-on experience in automated credit risk management and how it relates to the UK SME market.
✨Build Relationships
The role involves collaborating with various stakeholders. Think of examples where you've successfully built relationships and constructively challenged senior stakeholders. This will show your ability to work effectively in a team environment.
