Commercial Property Underwriter

A leading UK insurance MGA is seeking a skilled Real Estate/ Property Underwriter to join its growing team. This organisation is known for its strong broker partnerships, robust underwriting frameworks, and commitment to delivering tailored commercial insurance solutions. Due to continued expansion, they are looking for an analytical and commercially minded underwriter to support their property portfolio.

As a Commercial Property Underwriter, you will take ownership of underwriting new and renewal commercial property business. You will analyse risk, negotiate terms, and contribute to the growth of a profitable portfolio. Working closely with brokers, you will play a key role in shaping and delivering the company’s underwriting strategy. You will be responsible for writing both Commercial and Residential Property risks and will have the opportunity to work with a unique panel of Brokers. The role is fast-paced and would need someone who could adapt to this demand. You will evaluate commercial property insurance submissions to determine appropriate coverage, terms, and pricing. You will build and maintain strong relationships with brokers to support new business growth and secure renewals. In this role, you will maintain and develop a profitable portfolio in alignment with established underwriting guidelines and business objectives. A key element of this role will also be negotiating complex deals while balancing commercial considerations with the organisation’s risk appetite. Additionally, you will ensure that all underwriting activity adheres to regulatory standards and internal policies. Your day‑to‑day work will include reviewing inspection reports, claims histories, and financial information to make informed risk assessments.

You will bring proven experience in Property or Real Estate underwriting, along with a thorough understanding of property risks, underwriting principles, and relevant insurance legislation. To excel in this role, you will need strong communication, negotiation, and analytical skills, as well as the ability to work independently while contributing to a collaborative team environment. Ideally, you will hold relevant industry qualifications such as the CII or possess a degree in finance, economics, or a related field. You should also be confident using underwriting platforms and the Microsoft Office suite.

In return, you will receive a competitive salary with a performance‑related bonus, along with hybrid working arrangements and a supportive team environment. You will have access to professional development opportunities and industry qualifications, as well as the chance to join a respected and expanding insurance organisation with clear opportunities for progression.

If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.