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- Tasks: Conduct in-depth credit risk assessments for corporate clients in the Natural Resources sector.
- Company: A leading bank with a strong focus on corporate and institutional business.
- Benefits: Competitive salary, bonus, and comprehensive benefits package.
- Why this job: Join a dynamic team and make impactful decisions in credit risk management.
- Qualifications: Experience in corporate credit analysis and strong financial analysis skills.
- Other info: Opportunity to work in a collaborative environment with career growth potential.
The predicted salary is between 36000 - 60000 £ per year.
A leading bank is seeking a highly skilled and motivated Senior Credit Analyst to join its Credit Risk function in London. This role sits within the second line of defence (2LoD) and plays a critical part in supporting the bank’s corporate and institutional business through robust credit risk assessment and monitoring. This role will specifically focus on Corporate Clients. Ideally, candidates have experience conducting credit risk analysis in relation to the Natural Resources & commodities sector.
Please note, unfortunately, this role does not offer sponsorship.
Your new role:
- Prepare detailed credit risk assessments and recommendations for new and existing corporate clients, based on proposals submitted by front office teams. Sector focus includes Natural Resources (Oil & Gas) and commodities (Metals & Mining).
- Conduct in-depth analysis of counterparties, industries, financial statements, cash flows, and transaction structures.
- Draft and update credit applications, including waiver requests, limit renewals, and new transaction proposals.
- Present credit reports to internal Credit committees and respond to queries from senior stakeholders.
- Collaborate with first line of defence (1LoD) teams to support business strategy and client onboarding.
- Monitor credit exposures and industry developments across an assigned portfolio.
- Develop and maintain financial models to track credit and market signals.
- Ensure compliance with internal credit policies and procedures.
- Manage the end-to-end credit approval process using internal systems and coordinate with front office teams to meet timelines.
What you’ll need to succeed:
- Proven experience in corporate credit analysis, ideally within an international banking environment.
- Strong understanding of credit risk principles, financial analysis, and industry risk assessment.
- Excellent written and verbal communication skills, with the ability to present complex credit issues clearly.
- Familiarity with credit approval systems and regulatory expectations in the UK market.
- Ability to work independently while collaborating effectively across departments.
What you’ll get in return: Comprehensive Salary + Bonus + Benefits
Senior Credit Analyst (Corporates) in London employer: hays-gcj-v4-pd-online
Contact Detail:
hays-gcj-v4-pd-online Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Analyst (Corporates) in London
✨Tip Number 1
Network like a pro! Reach out to connections in the banking and finance sector, especially those who work in credit analysis. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit risk principles and the Natural Resources sector. We recommend practising common interview questions and having examples ready that showcase your analytical skills.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining our team and makes it easier for us to track your progress.
We think you need these skills to ace Senior Credit Analyst (Corporates) in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Analyst role. Highlight your experience in corporate credit analysis, especially in the Natural Resources and commodities sector. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk assessment and how your background makes you a great fit for our team. Keep it concise but impactful – we love a good story!
Showcase Your Communication Skills: Since this role involves presenting complex credit issues, make sure your written application reflects your excellent communication skills. Use clear language and structure your thoughts logically. We appreciate clarity and precision!
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture and values.
How to prepare for a job interview at hays-gcj-v4-pd-online
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your credit risk principles and financial analysis skills. Be prepared to discuss how these concepts apply specifically to the Natural Resources and Commodities sectors, as this will show your understanding of the role's focus.
✨Prepare Real-World Examples
Think of specific instances where you've conducted credit risk assessments or presented credit reports. Being able to share detailed examples will demonstrate your experience and ability to handle complex credit issues effectively.
✨Familiarise Yourself with Internal Systems
Since the role involves managing the end-to-end credit approval process using internal systems, it’s a good idea to research any common systems used in the industry. This knowledge can give you an edge and show that you're proactive about understanding the tools you'll be using.
✨Practice Your Communication Skills
Given the importance of presenting credit reports to senior stakeholders, practice articulating complex credit issues clearly and concisely. You might even want to do a mock presentation to a friend or colleague to get comfortable with your delivery.
