At a Glance
- Tasks: Analyse credit risk and develop models to improve business performance.
- Company: Growing business in Coventry with a focus on data-driven decision-making.
- Benefits: Flexible remote work, professional development, and 25 days annual leave.
- Why this job: Make a tangible impact on credit portfolios and collaborate with diverse teams.
- Qualifications: Strong analytical skills and experience with data tools like Power BI and SQL.
- Other info: Ideal for those passionate about finance and looking for career growth.
The predicted salary is between 45000 - 50000 £ per year.
Your new company
Salary: £45,000 – £50,000
Location: Remote (with one day per week in Coventry office)
Contract: Permanent
Hours: Full-time hours per week
About the Role
Hays are supporting a growing business in Coventry that is seeking a skilled Credit Risk Analyst to join their team and play a key role in managing and improving the quality of their credit portfolio. This position is ideal for someone who thrives on data-driven decision-making and wants to make a tangible impact on business performance.
Your new role
- Monitor and analyse credit risk across new business and existing portfolios.
- Develop and maintain credit scorecards and risk models to predict and control bad debt.
- Produce insightful dashboards and reports using tools like Power BI to support senior decision-making.
- Recommend policy and process improvements to optimise approval rates while managing risk.
- Collaborate with underwriting, collections, and finance teams to address high-risk accounts.
- Prepare regulatory and investor reports and present findings to senior stakeholders.
What you'll need to succeed
- Strong analytical skills with experience in credit risk, portfolio monitoring, and scorecard development.
- Proficiency in data tools (Power BI, SQL, Python or similar) and statistical modelling techniques.
- Ability to interpret complex data and communicate insights clearly to stakeholders.
- Experience in financial services or leasing is desirable.
What you'll get in return
- Flexible remote working (one day per week in Coventry)
- Opportunities for professional development and growth
- 25 days annual leave + bank holidays
Credit Risk Analyst in Coventry employer: hays-gcj-v4-pd-online
Contact Detail:
hays-gcj-v4-pd-online Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in Coventry
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those already working as Credit Risk Analysts. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Show off your skills! Create a portfolio showcasing your analytical projects, dashboards, or any relevant work you've done with tools like Power BI or SQL. This will give you an edge when discussing your experience.
✨Tip Number 3
Prepare for interviews by brushing up on common credit risk scenarios and how you would handle them. Be ready to discuss your thought process and decision-making using data-driven examples.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities that might just be the perfect fit for you. Plus, it’s a great way to stay updated on new roles as they come in.
We think you need these skills to ace Credit Risk Analyst in Coventry
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your analytical skills and experience with data tools like Power BI and SQL. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Your Data Skills: Since this role is all about data-driven decision-making, make sure to showcase your proficiency in statistical modelling and data analysis. Mention specific projects or experiences where you've used these skills effectively.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss any important updates from us!
How to prepare for a job interview at hays-gcj-v4-pd-online
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with data all the time. Brush up on your analytical skills and be ready to discuss specific examples of how you've used data tools like Power BI or SQL in past roles. Prepare to explain how you developed scorecards or risk models and the impact they had on decision-making.
✨Showcase Your Communication Skills
It's not just about crunching numbers; you need to communicate your findings effectively. Think of ways to demonstrate how you've presented complex data to stakeholders in the past. Practise explaining your insights clearly and concisely, as this will be crucial when discussing your reports and dashboards.
✨Understand the Business Context
Familiarise yourself with the company’s credit portfolio and the financial services industry. Research their current challenges and think about how you can contribute to optimising approval rates while managing risk. This knowledge will help you tailor your answers and show that you're genuinely interested in making an impact.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving skills. Think of situations where you had to analyse high-risk accounts or recommend policy improvements. Be ready to walk through your thought process and the outcomes of your decisions, showcasing your ability to make data-driven choices.