Senior Home Pricing Account Manager in Leicester

As a key member of the wider home pricing and underwriting team you will lead the account management team and form long-term views of profitability to set pricing levels that balance growth and profitability over the long term.

Responsibilities

• Lead and manage a team of approximately 4–5 colleagues, creating a collaborative environment that enables everyone to perform at their best.
• Judge the long-term profitability of the home portfolios and recommend base rates that balance growth and profitability using various tools and projection methods (including considering the long-term impact of weather).
• Analyse data sources (including internal loss data and industry data) to form views on home claims inflation; liaise closely with the claims team to align views across teams.
• Create forecasted views of expected frequency and severity by peril, accounting for volatile loss elements such as large losses and weather.
• Develop claims to ultimate to form views on the profitability of the business we have written historically and are now writing today.
• Work closely with the Actuarial and Data Science teams to use loss cost models to form views on pricing strength.
• Track reinsurance spend and feed into strategies to reduce reinsurance costs as a proportion of premium.
• Monitor day-to-day conversion and proactively make recommendations on growth levels based on market conditions and internal profitability views.
• Collaborate with risk pricing to quantify the impact of recent price changes on profitability of emerging written business.
• Oversee the creation of dashboards and automated reports to ensure timely, relevant information for decision making.
• Report profitability and trading performance to senior management on a regular basis.
• Serve as main point of contact for home performance for several internal teams including claims, reserving and finance; collaborate well with colleagues from own team and other teams.

Qualifications

• Enjoys leading a team and creating a working environment in which colleagues can thrive; capable of turning data into insights and articulating the "so what" of what the data indicates.
• Strong ability to present findings to other areas of the business; comfortable working with and analysing numerical/statistical data.
• Experience of developing claims to ultimate and understanding the pros and cons of different techniques used for this.
• Good communication skills, written and verbal; confidence to express thoughts and views.
• Good knowledge of the personal lines insurance market preferred, but other backgrounds will be considered.

We are a digital insurance provider with ambitious plans to become the best and biggest in the UK market. We focus on trust, innovation and precision to deliver fair and accurate pricing based on individual risk while supporting sustainable growth. We are an equal opportunities employer and are committed to an inclusive recruitment process; reasonable adjustments are available during the recruitment journey. We welcome applications from all suitably skilled persons.

Our 4Cs culture focuses on getting it right for colleagues, customers, company and community, and we offer flexible working, competitive benefits and development opportunities.