At a Glance
- Tasks: Develop and optimise pricing strategies for long-term profitability in a dynamic lending environment.
- Company: Join Hastings Group, a forward-thinking company committed to equal opportunities.
- Benefits: Enjoy a competitive salary, flexible hybrid working, and comprehensive health benefits.
- Other info: Be part of a fast-paced team with excellent career growth and continuous improvement opportunities.
- Why this job: Make a real impact by driving innovative pricing strategies and enhancing customer outcomes.
- Qualifications: Experience in pricing strategies, strong SQL skills, and a knack for data analysis.
The predicted salary is between 60000 - 75000 £ per year.
Working in the Credit Risk & Pricing team within the lending business, this is a hands‑on role where you will use multiple data sources and analytical tools to develop and optimise pricing and trading strategies for long‑term profitability.
Responsibilities
- Develop and optimise pricing strategies to deliver financial trading plans
- Drive efficiencies and automation in pricing strategy execution
- Collaborate with modelling to identify new pricing factors that drive competitive advantage
- Meet customers' reasonable expectations and provide fair outcomes
- Maintain MI which facilitates effective performance monitoring and optimisation
- Provide analysis and insights for the Management Committee and the Board
- Maintain regulatory compliance and reputational integrity
- Act as a Commercial SME within the business and the broader Hastings Group
- Price comparison website experience essential; retail lending product knowledge desired
- Can handle vast and multiple data sources at speed
- Real rate‑risk based pricing experience essential; use of non‑standard segmentation desirable
- Strong SQL coding skills; programming experience such as R or Python desirable
- Commercially aware, can optimise for short and long‑term outcomes
- Effective communication that transcends levels within the business
- Analytically driven, continuously seeking new insights and applying innovative thinking
- Works effectively on own as well as part of and influencing the broader business
- Comfortable in a fast‑paced environment, with agility to manage and adapt focus and priorities
- Seeks continuous improvement, both in terms of skills and outcomes
Benefits
- Competitive salary and £5k car allowance
- Flexible hybrid working; discussion of arrangements with recruiter
- Competitive bonus scheme; eligible for the annual 4Cs performance bonus
- Private medical insurance (PMI) for health care, with chosen specialist visits
- Life assurance cover equivalent to 4× salary, income protection at no extra cost, and matched pension contributions up to 10%
- Financial wellbeing support, including discounts, cashback and free independent mortgage advice
- Mental wellbeing programme: thrive mental health app, colleague assistance programme, in‑house mental health first aiders, support groups
- 27 days annual leave plus bank holidays, option to buy or sell a week, health‑care cashback plans and dental plans
- Discounts on health assessments, cycle‑to‑work and tech schemes, and free access to onsite facilities and social events
Equal Opportunities
Hastings Group is an equal‑opportunity employer. We treat people fairly and welcome applications from all suitably skilled persons regardless of gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. We are committed to providing reasonable adjustments during the recruitment process.
Loans Pricing Manager in City of Westminster employer: Hastings Insurance Services Limited
Hastings Group is an exceptional employer that fosters a dynamic and inclusive work culture, offering flexible hybrid working arrangements and a competitive salary package, including a £5k car allowance and a robust bonus scheme. Employees benefit from comprehensive health and wellbeing support, including private medical insurance and mental health programmes, alongside ample opportunities for professional growth and development within the fast-paced lending sector. With a commitment to equal opportunities and a focus on continuous improvement, Hastings Group provides a rewarding environment for those looking to make a meaningful impact in their careers.
Contact Details:
Hastings Insurance Services Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Loans Pricing Manager in City of Westminster
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their pricing strategies and be ready to discuss how your skills can help optimise them. Show them you’re not just another candidate!
✨Tip Number 3
Practice your SQL and analytical skills before the interview. Be ready to demonstrate your ability to handle data and provide insights. This is crucial for a role like Loans Pricing Manager, so brush up on those skills!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Loans Pricing Manager in City of Westminster
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience with pricing strategies and data analysis. We want to see how your skills align with the role of Loans Pricing Manager, so don’t hold back!
Show Off Your Skills:Don’t forget to mention your SQL coding skills and any programming experience you have with R or Python. We’re looking for someone who can handle vast data sources, so let us know how you’ve done this in the past!
Be Clear and Concise:When writing your application, keep it straightforward and to the point. We appreciate effective communication, so make sure your insights and experiences are easy to understand and relevant to the role.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the position. Plus, it’s super easy!
How to prepare for a job interview at Hastings Insurance Services Limited
✨Know Your Numbers
As a Loans Pricing Manager, you'll be dealing with data all the time. Brush up on your SQL skills and be ready to discuss how you've used data to drive pricing strategies in the past. Prepare some examples that showcase your analytical prowess and how you’ve optimised pricing for profitability.
✨Understand the Market
Familiarise yourself with the retail lending landscape and price comparison websites. Be prepared to discuss current trends and how they impact pricing strategies. Showing that you’re commercially aware will impress the interviewers and demonstrate your fit for the role.
✨Communicate Effectively
This role requires effective communication across various levels of the business. Practice explaining complex pricing strategies in simple terms. Think about how you can convey your insights clearly and concisely, as this will be crucial when presenting to the Management Committee or Board.
✨Show Your Agility
The fast-paced environment means you need to adapt quickly. Prepare to discuss times when you’ve had to pivot your focus or priorities. Highlight your ability to manage multiple data sources and how you’ve driven efficiencies in previous roles, showcasing your innovative thinking.
