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- Tasks: Lead innovative analytics to enhance home risk pricing and drive growth.
- Company: Join Hastings Direct, a fast-growing digital insurance provider focused on technology and customer satisfaction.
- Benefits: Enjoy flexible working, competitive bonuses, private medical insurance, and 27 days annual leave.
- Why this job: Be part of a dynamic team that values collaboration, creativity, and making a positive impact.
- Qualifications: Strong analytical skills, coding experience (Python preferred), and a curious mindset are essential.
- Other info: Inclusive recruitment process with support for all applicants, including those with disabilities.
The predicted salary is between 43200 - 72000 £ per year.
Job Title: Senior Home Risk Pricing Manager
Reports to : Head of Home Underwriting & Pricing
Location: Bexhill/Leicester – open to homeworking with willingness to travel to Bexhill and Leicester on occasion
Welcome to Hastings Direct
We’re a digital insurance provider with a clear strategy to become the best and biggest player in the UK market. As a company, we’ve made huge investments in our technology, pricing, data and analytics capabilities over the past few years, along with nurturing our 4Cs culture and substantial investment in our people.
This is a great opportunity to join a rapidly growing part of the business that is investing heavily in the capabilities needed to deliver market leading pricing. Over the last 5 years the home book has already grown from less than 100,000 customers to over 800,000 and we’ve got big ambitions to take this much further.
The fact you’re now reading this job advert means we’ve tempted you to find out more about #lifeatHD. If you like what you see, we hope you\’ll consider joining our team.
We have high standards and understand some people may not apply for jobs unless they feel they tick every box. If you’re excited about joining us and think you have some of what we are looking for, even if you’re not 100% sure, we would love to hear from you.
Role overview
To deliver our ambitious profit and growth targets for home, through the use of innovative analytics, which leads to segmented pricing changes that we can apply to our live rates.
Key Responsibilities
You will be a senior Band 4, with 3 managers reporting directly into the role and 4 analysts reporting into them, and the role is expected to grow as the home business and the team grows
Analysing various data sources (including loss, policy, quote and market data), to identify opportunities to improve our risk pricing to help deliver the ambitious growth targets we have for our Hastings home business
Developing & delivering new insight, including the integration of new data, new innovative techniques and ways of working
Working closely with Actuarial, Data Science, Underwriting, Data Engineering, Account Management, Retail and Counter Fraud / Digital teams
Critically review technical models produced by actuaries and data scientists
Analyse the above models to determine the optimal way to combine these model outputs to give a starting point for our pricing
Analyse the models to identify segments where prices can be improved
Create tools that enable us to source new pricing leads on an automated basis
Own the overall pricing algorithm for home
Representing the home team on various pricing projects to generate value for the wider business
Support the team through peer reviews, coaching and mentoring
Ensure that we are meeting customers’ fair and reasonable expectations and provide fair outcomes for our customers.
Essential skills/experience:
Strong numeric and problem-solving skills
Strong Analysis and coding experience. Python preferred, but if experience is with other coding languages, then this can be trained up
Comfortable working with and analysing numerical/statistical data
Appetite to learn new skills
Thirst for making change
Inquisitive, curious nature
Thinking outside of the box
Critically evaluates information
Enthusiastic, positive attitude
Collaborates well with colleagues from own team and other teams
Good communication skills, written and verbal
Confidence to express thoughts and views
Good knowledge of the personal line\’s insurance market preferred, but other backgrounds will be considered, including non-insurance backgrounds
The interview process:
Our interview process involves the below:
Recruiter screening call
1st stage interview – Initial Intro with hiring leader
2nd interview will a include panel
As a Disability Confident employer, we’re committed to ensuring our recruitment processes are fully inclusive – what this means to you is if you’re applying for a job with us, you’ll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS). For more information on the DCS, please visit our inclusive business page on our career\’s website
Benefits: in addition to a competitive salary and £5k car allowance you will also receive…
Flexible working – we champion a flexible hybrid working approach – please speak to your recruiter to discuss in more detail
Competitive bonus scheme – all colleagues are eligible for our annual 4Cs performance bonus
Physical wellbeing – as a Band 4 colleague, Hastings pay for you to receive private medical Insurance (also known as PMI). This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen
Financial wellbeing – as well as providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%, we are proud to provide you with an award winning package which includes – discounts, cashback, free independent mortgage advice and free access to financial wellbeing support
Mental wellbeing programme – we have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups and a dedicated team to make sure we are covering your needs
There\’s more! – 27 days annual leave + bank holidays, with the option to buy or sell one of your weeks, access to our health care cash back plans, dental plans, discounted health assessments, Cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year and much more ….
Join us and you’ll find a different way of doing things.
We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you’ll be helping to drive our growth, so in return, we’ll give you all the support, training and development you need. Our 4Cs principles are simple: we believe by creating the right culture for our colleagues and giving them the right tools to do their job, we’ll deliver good outcomes for every customer, helping us to grow the company profitably and sustainably and allowing us to invest in the communities we serve.
Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please also note that we have a thorough referencing process, which includes credit and criminal record checks.
At Hastings Direct, we’re committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require any reasonable adjustments during the recruitment process, we encourage you to be open with us. Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all.
Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please also note that we have a thorough referencing process, which includes credit and criminal record checks.
At Hastings Direct, we’re committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require any reasonable adjustments during the recruitment process, we encourage you to be open with us. Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all.
Job posting end date:
Senior Home Risk Pricing Manager employer: Hastings Direct
Contact Detail:
Hastings Direct Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Home Risk Pricing Manager
✨Tip Number 1
Familiarise yourself with the latest trends in home insurance pricing and analytics. Understanding the current market dynamics will help you speak confidently about how you can contribute to Hastings Direct's growth during interviews.
✨Tip Number 2
Network with professionals in the insurance and data analytics fields. Engaging with others in the industry can provide insights into the role and may even lead to referrals, which can significantly boost your chances of landing the job.
✨Tip Number 3
Prepare to discuss specific examples of how you've used data analysis to drive business decisions in previous roles. Being able to showcase your problem-solving skills with real-world applications will make you stand out as a candidate.
✨Tip Number 4
Demonstrate your enthusiasm for continuous learning, especially in coding and analytics. Highlight any recent courses or certifications you've completed, as this shows your commitment to personal development and aligns with Hastings Direct's focus on innovation.
We think you need these skills to ace Senior Home Risk Pricing Manager
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Senior Home Risk Pricing Manager position. Tailor your application to highlight how your skills and experiences align with the key responsibilities outlined in the job description.
Highlight Relevant Experience: In your CV and cover letter, emphasise your strong numeric and problem-solving skills, as well as your experience with data analysis and coding. If you have worked with Python or similar languages, be sure to mention this, as it is a preferred skill for the role.
Showcase Your Analytical Skills: Provide specific examples of how you have used data analysis to drive business decisions or improve processes in previous roles. This will demonstrate your ability to deliver innovative analytics and segmented pricing changes, which are crucial for this position.
Communicate Effectively: Ensure that your application is well-written and free of errors. Good communication skills are essential for this role, so use clear and concise language to express your thoughts and experiences. Consider having someone review your application before submission to catch any mistakes.
How to prepare for a job interview at Hastings Direct
✨Showcase Your Analytical Skills
As a Senior Home Risk Pricing Manager, you'll need strong numeric and problem-solving skills. Be prepared to discuss specific examples of how you've used data analysis to drive decisions in your previous roles.
✨Familiarise Yourself with the Insurance Market
While knowledge of the personal lines insurance market is preferred, it's essential to demonstrate your understanding of the industry. Research current trends and challenges in the insurance sector to show your enthusiasm and insight during the interview.
✨Prepare for Technical Questions
Expect questions related to coding and data analysis, particularly in Python. Brush up on your technical skills and be ready to explain your thought process when solving problems or developing models.
✨Emphasise Collaboration and Communication
This role involves working closely with various teams. Highlight your experience in collaborating with different departments and your ability to communicate complex ideas clearly. Share examples of how you've successfully worked in a team environment.
