Role Overview
The Technical Home Claims Handler delivers accurate, customer-focused home claims outcomes. Reporting to the Home Claims Leader, the role manages a varied portfolio of claims within the authority limit, resolving them through desktop settlements or by liaising with suppliers. A reliable point of contact for customers, the handler ensures expectations are met and outcomes are fair while supporting the leadership team to achieve SLAs and manage caseload distribution.
Responsibilities
- Manage a portfolio of home insurance claims from notification to resolution, ensuring fair outcomes and adherence to Hastings' standards.
- Act as a technical referral point for colleagues, suppliers, and stakeholders, providing guidance on complex claims and complaint handling, including FOS referrals.
- Ensure claims are accurately reserved, loss‑coded, scoped, and managed across multiple systems to support effective pricing and reserving.
- Collaborate with leadership and Claims Team Leaders to maintain best practice and drive continuous improvement across claims handling processes.
- Deliver a market-leading claims service by meeting customer expectations, challenging ineffective processes, and achieving business objectives.
- Maintain compliance with FCA regulations, Consumer Duty requirements, mandatory training, and competency standards.
Qualifications
- Proven experience managing home insurance claims from first notification through to final settlement.
- Strong technical knowledge of claims handling, including reviewing and approving scopes of work and understanding buildings, contents, recoveries, and subsidence claims.
- Ability to communicate technical information clearly and fairly to customers while maintaining compliance with Consumer Duty principles.
- Excellent organisational skills, with ability to manage workloads accurately, meet SLAs, and allocate claims.
- Strong systems capability, including using multiple platforms simultaneously and collaborating through MS Teams.
- Excellent written and verbal communication skills, with ability to build strong relationships with customers, suppliers, and colleagues.
Benefits
- Competitive salary and bonus scheme.
- Flexible hybrid working arrangement.
- Financial wellbeing package, including life assurance cover, income protection, and matched pension contributions.
- Mental wellbeing programme and support.
- 25 days annual leave plus bank holidays with option to buy or sell one week.
- Additional perks such as health care cash back plans, dental plans, discounted health assessments, cycle to work and tech schemes, and onsite facilities.
Equal Opportunity Statement
Hastings Group is an equal opportunities employer. We treat people fairly and welcome applications from all suitably skilled persons regardless of gender, age, race, disability, ethnicity, religion or belief, sexual orientation, gender reassignment, or marital status. We provide a thorough referencing process, including credit and criminal record checks, and offer full adjustments throughout the recruitment journey. Sponsorship is not available for this role.
Technical Home Claims Handler in Leicester employer: Hastings Direct
Hastings Direct is an exceptional employer for Actuarial Graduates, offering a dynamic work environment in London that fosters professional growth and innovation. With a strong focus on employee well-being, the company provides competitive benefits including flexible working arrangements, a robust bonus scheme, and access to mental health resources. The collaborative culture encourages the development of cutting-edge actuarial skills through hands-on experience with modern tools like Python and AI, making it an ideal place for motivated individuals to launch their careers.