Complex Loss Handler - Subsidence in Leicester

Complex Loss Handler - Subsidence in Leicester

Leicester Full-Time 28800 - 43200 € / year (est.) No home office possible
Hastings Direct

At a Glance

  • Tasks: Manage subsidence claims and provide tailored case plans for customers.
  • Company: Hastings Direct is a digital insurance provider aiming to be the best in the UK market.
  • Benefits: Enjoy flexible working, competitive bonuses, and a comprehensive wellbeing programme.
  • Other info: Inclusive recruitment process with support for all applicants.
  • Why this job: Join a supportive culture focused on growth, training, and community impact.
  • Qualifications: Experience in home claims and subsidence, with strong technical knowledge required.

The predicted salary is between 28800 - 43200 € per year.

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Complex Loss Handler - Subsidence, Leicester

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Client:

Hastings Direct

Location:

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

6b2c0f080871

Job Views:

3

Posted:

12.07.2025

Expiry Date:

26.08.2025

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Job Description:

Job Title: Complex Loss Handler - Subsidence
Location(s): Leicester, London or Bexhill (Hybrid)

Welcome to Hastings Direct - Pam Angel - HR Director
We\'re a digital insurance provider with ambitious plans to become The Best and Biggest in the UK market. We\'ve made huge investments in our data and tech capabilities over the past few years, along with nurturing our 4Cs culture. We\'re proud of the journey we\'re on as a company and know that our continued success will rely on the contribution of our talented colleagues.
We provide insurance for over three million customers, but we know there\'s even bigger opportunity out there. The fact you\'re now reading this job advert means we\'ve tempted you to find out more about #lifeatHD - we really hope you like what you see, and you\'ll join us to share in the success of the exciting chapter that lies ahead.
We understand some people may not apply for jobs unless they feel they tick every box. If you\'re excited about joining us and think you have some of what we\'re looking for, even if you\'re not 100% sure we would love to hear from you.
Role overview
Reporting to our Technical Home Claims Manager, your primary focus will be on managing a portfolio of customers, specifically dealing with subsidence claims. You will be responsible for processing new claims and managing existing ones, adopting a detailed case management plan for each customer within your portfolio. This includes identifying recoveries and highlighting claims to our insight area to prevent fraud. Additionally, you will serve as a referral point when necessary, providing coaching, mentoring, and training to others, alongside our Technical Specialists.
Job details - you\'ll need to have demonstrable experience in:

  • Managing a portfolio of subsidence claims, achieving optimal financial outcomes in line with our financial goals
  • Providing each customer with a tailored case plan, managing any suppliers or processes to achieve the final resolution
  • Collaborating with the wider team to maintain best practice documents on technical applications for subsidence, including buildings, contents, and recoveries
  • Ensuring claims are adequately reserved, loss coded, and managed effectively to enable accurate pricing and reserving
  • Achieving both financial and customer satisfaction outcomes that position Hastings Direct as a market-leading home claims handling function
  • Handling, resolving, and helping to prevent complaints (including FOS referrals), ensuring that any changes are communicated back to the relevant parties as best practice and acting as a technical referral point for lower-level complaints when supporting handlers


Essential skills/experience:

  • Strong technical knowledge and background within Home Claims and experience with Subsidence claims
  • A comprehensive understanding of the Principles of Insurance and knowledge of ICOBS and TCF (ideally alongside some supplier management experience)
  • Compliance around consumer duty when dealing with or advising customers, and the ability to relay technical context and rationale to any given situation (e.g., subsidence, escape of oil/water, liability, and recoveries)


The interview process
Our interview process involves the below:

  • Recruiter screening call
  • 1st stage interview with hiring leader and peer


As a Disability Confident employer, we\'re committed to ensuring our recruitment processes are fully inclusive - what this means to you is if you\'re applying for a job with us, you\'ll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS).For more information on the DCS, please visit our inclusive business page on our careers website.
Benefits: In addition to a competitive salary you will also receive…
Flexible working -we champion a flexible hybrid working approach - please speak to your recruiter to discuss in more detail
Competitive bonus scheme- all colleagues are eligible for our annual 4Cs performance bonus
Financial wellbeing - as well as providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%, we are proud to provide you with an award winning package which includes - discounts, cashback, free independent mortgage advice and free access to financial wellbeing support
Mental wellbeing programme - we have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups and a dedicated team to make sure we are covering your needs
There\'s more! - 25 days annual leave + bank holidays, with the option to buy or sell one of your weeks, access to our health care cash back plans, dental plans, discounted health assessments, Cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year and much more ….
Join us and you\'ll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you\'ll be helping to drive our growth, so in return, we\'ll give you all the support, training and development you need. Our 4Cs principles are simple: we believe by creating the right culture for our colleagues and giving them the right tools to do their job, we\'ll deliver good outcomes for every customer, helping us to grow the company profitably and sustainably and allowing us to invest in the communities we serve.

Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please also note that we have a thorough referencing process, which includes credit and criminal record checks.

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Complex Loss Handler - Subsidence in Leicester employer: Hastings Direct

Hastings Direct is an exceptional employer, offering a dynamic work environment in Leicester that champions flexibility and inclusivity. With a strong focus on employee growth, we provide comprehensive benefits including a competitive bonus scheme, mental wellbeing support, and opportunities for professional development, all while fostering a culture that prioritises collaboration and community impact through our 4Cs principles.

Hastings Direct

Contact Detail:

Hastings Direct Recruiting Team

StudySmarter Expert Advice🤫

We think this is how you could land Complex Loss Handler - Subsidence in Leicester

Tip Number 1

Familiarise yourself with the latest trends and regulations in subsidence claims. This will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.

Tip Number 2

Network with professionals in the insurance industry, particularly those who specialise in home claims and subsidence. Attend relevant events or join online forums to build connections that could provide insights or referrals.

Tip Number 3

Prepare for the interview by practising responses to common questions related to managing subsidence claims. Use specific examples from your past experience to illustrate your problem-solving skills and technical knowledge.

Tip Number 4

Research Hastings Direct's company culture and values, especially their 4Cs principles. Be ready to discuss how your personal values align with theirs, as cultural fit is often a key consideration in the hiring process.

We think you need these skills to ace Complex Loss Handler - Subsidence in Leicester

Strong technical knowledge of Home Claims
Experience with Subsidence claims
Understanding of the Principles of Insurance
Knowledge of ICOBS and TCF
Supplier management experience
Compliance with consumer duty regulations
Ability to communicate technical context effectively

Some tips for your application 🫡

Tailor Your CV:Make sure your CV highlights your experience with subsidence claims and home insurance. Use specific examples that demonstrate your ability to manage a portfolio of claims effectively.

Craft a Compelling Cover Letter:In your cover letter, express your enthusiasm for the role and the company. Mention how your skills align with Hastings Direct's goals and values, particularly in relation to customer satisfaction and financial outcomes.

Showcase Relevant Experience:When detailing your work history, focus on your technical knowledge in home claims and any experience you have with compliance and consumer duty. This will show that you understand the complexities of the role.

Prepare for the Interview:Research common interview questions for claims handling roles and prepare your answers. Be ready to discuss your approach to managing complaints and how you ensure best practices are followed.

How to prepare for a job interview at Hastings Direct

Showcase Your Technical Knowledge

Make sure to highlight your strong technical background in home claims, especially subsidence. Be prepared to discuss specific cases you've managed and the outcomes you achieved, as this will demonstrate your expertise and suitability for the role.

Prepare for Scenario-Based Questions

Expect questions that assess your problem-solving skills and ability to handle complex claims. Prepare examples of how you've dealt with challenging situations in the past, particularly those involving customer complaints or fraud prevention.

Understand the Company Culture

Familiarise yourself with Hastings Direct's 4Cs culture. Be ready to discuss how your values align with theirs and how you can contribute to their mission of providing excellent customer service while driving company growth.

Ask Insightful Questions

Prepare thoughtful questions to ask at the end of your interview. This could include inquiries about team dynamics, ongoing training opportunities, or how success is measured in the role. This shows your genuine interest in the position and the company.