Specialist Debt Adviser

Specialist Debt Adviser

Full-Time 32000 - 44000 £ / year (est.) No home office possible
H

At a Glance

  • Tasks: Help clients manage debt and provide expert financial advice.
  • Company: Join a supportive charity focused on financial inclusion in East London.
  • Benefits: Enjoy 25 days off, flexible working, and a £200 home-office allowance.
  • Why this job: Make a real impact in underrepresented communities while developing your skills.
  • Qualifications: Must have Level 3 Debt Advice qualification and two years' experience.
  • Other info: Opportunity for hybrid work and mentoring junior staff.

The predicted salary is between 32000 - 44000 £ per year.

Location: East London (outreach-based with some hybrid working)

Salary: £38,000

Hours: Full-time, 35 hours/week

Contract: Permanent or fixed-term (subject to funding)

We are delighted to be supporting a lovely London-based charity delivering face-to-face financial advice to recruit an experienced and accredited Specialist Debt Adviser to join their team. This role is perfect for someone who is confident handling complex debt cases, enjoys client-facing work, and is passionate about reducing financial exclusion in underrepresented communities.

Key responsibilities include:

  • Managing a caseload of debt advice clients, delivering FCA-compliant advice
  • Providing full casework support, including creditor negotiation and sustainable repayment plans
  • Supporting and mentoring junior staff and contributing to service quality and development
  • Working across outreach locations, with some flexibility for hybrid/home working
  • Contributing to the development of new services and supporting organisational learning

The ideal candidate will have:

  • A valid Level 3 accredited qualification in Debt Advice (e.g., CMA, IMA, Wiser Adviser)
  • At least two years’ experience in delivering debt advice and casework
  • Strong understanding of debt solutions including DROs, DMPs, Breathing Space, and bankruptcy
  • Excellent communication and interpersonal skills, and a non-judgemental approach to support
  • A collaborative, proactive approach to working in a small team

Benefits include:

  • 25 days annual leave + bank holidays + your birthday off
  • £200 home-office equipment allowance
  • Costco membership
  • 3% pension contribution
  • Employee Assistance Programme
  • Flexible, hybrid working depending on business needs

An enhanced DBS check will be required for this post.

H

Contact Detail:

HARRIS HILL Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Specialist Debt Adviser

✨Tip Number 1

Familiarise yourself with the specific debt solutions mentioned in the job description, such as DROs and DMPs. Being able to discuss these confidently during your interview will demonstrate your expertise and understanding of the role.

✨Tip Number 2

Network with professionals in the debt advice sector. Attend relevant workshops or webinars to connect with others in the field. This can provide you with insights into the role and may even lead to a referral.

✨Tip Number 3

Prepare examples from your past experience that showcase your ability to handle complex debt cases. Be ready to discuss how you've successfully negotiated with creditors or developed sustainable repayment plans.

✨Tip Number 4

Research the charity's mission and values. Understanding their approach to reducing financial exclusion will help you align your answers with their goals during the interview, showing that you're a good cultural fit.

We think you need these skills to ace Specialist Debt Adviser

Level 3 accredited qualification in Debt Advice
Experience in delivering debt advice and casework
Understanding of debt solutions (DROs, DMPs, Breathing Space, bankruptcy)
Excellent communication skills
Interpersonal skills
Non-judgemental approach
Client-facing skills
Negotiation skills
Ability to manage a caseload
Mentoring and supporting junior staff
Collaborative teamwork
Proactive problem-solving
Adaptability to hybrid working environments

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your relevant experience in debt advice and casework. Emphasise your Level 3 accredited qualification and any specific achievements that demonstrate your ability to handle complex debt cases.

Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for reducing financial exclusion and your commitment to client-facing work. Mention specific examples of how you've successfully managed debt cases and supported clients in the past.

Highlight Relevant Skills: In your application, focus on your communication and interpersonal skills. Provide examples of how you've worked collaboratively in a team and mentored junior staff, as these are key aspects of the role.

Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism, which is crucial in a client-facing role.

How to prepare for a job interview at HARRIS HILL

✨Showcase Your Expertise

Make sure to highlight your Level 3 accredited qualification in Debt Advice and your experience in handling complex debt cases. Be prepared to discuss specific examples of how you've successfully managed client cases and the outcomes achieved.

✨Demonstrate Your Communication Skills

Since this role involves client-facing work, it's crucial to exhibit excellent communication and interpersonal skills during the interview. Practice explaining complex debt solutions in a clear and non-judgemental manner, as this will reflect your ability to connect with clients.

✨Prepare for Scenario Questions

Expect scenario-based questions that assess your problem-solving abilities and approach to debt advice. Think about how you would handle various situations, such as negotiating with creditors or creating sustainable repayment plans, and be ready to articulate your thought process.

✨Emphasise Team Collaboration

This position requires a collaborative approach, so be sure to discuss your experience working in small teams. Share examples of how you've supported and mentored junior staff, and how you contribute to service quality and development within a team setting.

Specialist Debt Adviser
HARRIS HILL
H
Similar positions in other companies
UK’s top job board for Gen Z
discover-jobs-cta
Discover now
>