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For Companies At a Glance
- Tasks: Define and deliver mortgage product strategies while managing the full lifecycle of products.
- Company: Join a leading Building Society focused on member needs and competitive offerings.
- Benefits: Enjoy a hybrid work model, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact by shaping mortgage products that benefit members and meet market demands.
- Qualifications: Experience in financial services and product management within the UK mortgage industry is essential.
- Other info: Collaborate with diverse teams and stay ahead of market trends in a dynamic environment.
The predicted salary is between 36000 - 60000 £ per year.
Responsible for defining and delivering the Society’s mortgage product strategy, managing the full lifecycle of residential and Buy to Let products to ensure they meet member needs, remain competitive, and comply with regulatory requirements. The role involves collaborating across the business to develop and enhance mortgage propositions aligned with the Society’s objectives and Consumer Duty principles, while providing expert insight into market trends, customer needs, and regulatory changes.
Key Responsibilities:
- Define mortgage product strategy, manage the product lifecycle and work with cross‑functional teams to launch and improve mortgage products.
- Ensure new product development aligns with the Society’s overall business objectives, risk appetite, and mutual ethos.
- Oversee the product from conception to launch and beyond, gathering customer feedback and analysing trends.
- Manage the residential and Buy to Let mortgage products and propositions end‑to‑end, ensuring they meet member needs, remain competitive, and deliver commercial targets while adhering to regulatory requirements.
- Ensure all mortgage propositions align with the principles of the FCA’s Consumer Duty, delivering good outcomes for members.
- Work proactively with the Commercial Director to prepare governance papers, approval papers and MI packs.
- Stay informed about mortgage market conditions, competitor offerings and customer needs to identify opportunities for new mortgage products.
- Contribute to regulatory change projects, ensuring the mortgage portfolio remains compliant.
- Act as the subject‑matter expert for mortgages and build key relationships across the business, including Operations & Underwriting, Compliance, Finance, Credit Risk, IT, Marketing, Intermediaries and the Executive team.
- Work full‑time on a hybrid basis with the expectation of attending the Harpenden office twice weekly.
Knowledge, Skills and Qualification Requirements:
- Experience in the Financial Services sector is essential.
- Proven experience in a Product Management or Proposition Management role within the UK mortgage industry is essential.
- Strong commercial acumen and analytical skills with the ability to interpret complex data, market trends and financial performance metrics.
- Experience within a Building Society or Mutual organisation is highly desirable.
- Excellent understanding of the end‑to‑end mortgage lifecycle and current regulatory landscape (e.g., Consumer Duty, MCOB).
- Excellent verbal and written communication skills.
- Comprehensive understanding of the Microsoft suite of IT software (Excel, PowerPoint, etc).
- Applicants with CeMAP are welcome to apply (not mandatory).
- Applicants with PRINCE2 qualifications are welcome to apply (not mandatory).
Seniority level: Mid‑Senior level
Employment type: Full‑time
Job function: Product Management and Marketing
Product & Proposition Manager, Mortgages employer: Harpenden for Intermediaries
Contact Detail:
Harpenden for Intermediaries Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Product & Proposition Manager, Mortgages
✨Tip Number 1
Network like a pro! Reach out to people in the mortgage industry, especially those who work at building societies or mutual organisations. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Show off your expertise! When you get the chance to meet potential employers, be ready to discuss market trends and regulatory changes. This will demonstrate your knowledge and passion for the role of Product & Proposition Manager.
✨Tip Number 3
Prepare for interviews by practising common questions related to product management and the mortgage lifecycle. We recommend using the STAR method to structure your answers, showcasing your experience and problem-solving skills.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our team and contributing to our mission.
We think you need these skills to ace Product & Proposition Manager, Mortgages
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Product & Proposition Manager, Mortgages. Highlight your experience in the financial services sector and any specific achievements in product management that align with our mortgage strategy.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about mortgages and how your skills can help us meet our members' needs. Don’t forget to mention your understanding of regulatory requirements and market trends.
Showcase Your Analytical Skills: We love data-driven decision-making! In your application, provide examples of how you've used analytical skills to interpret market trends or improve product offerings. This will show us you’re the right fit for managing our mortgage products.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Harpenden for Intermediaries
✨Know Your Mortgage Stuff
Make sure you brush up on the end-to-end mortgage lifecycle and current regulatory requirements, especially the FCA’s Consumer Duty. Being able to discuss these topics confidently will show that you’re not just familiar with the industry but also genuinely interested in it.
✨Showcase Your Analytical Skills
Prepare to demonstrate your ability to interpret complex data and market trends. Bring examples of how you've used data to inform product decisions in the past. This will highlight your strong commercial acumen and analytical skills, which are crucial for this role.
✨Collaborate Like a Pro
Since the role involves working with cross-functional teams, think of examples where you've successfully collaborated with different departments. Be ready to discuss how you can build relationships across the business, as this is key to launching and improving mortgage products.
✨Stay Ahead of the Game
Research the latest mortgage market conditions and competitor offerings before your interview. Being able to discuss current trends and potential opportunities for new products will impress the interviewers and show that you’re proactive about staying informed.
