At a Glance
- Tasks: Lead credit pricing strategy and develop analytical models for a major digital retailer.
- Company: A leading UK digital retailer with a strong focus on financial services.
- Benefits: Hybrid working, competitive salary, and opportunities for career progression.
- Other info: Join a dynamic team with the chance to make a significant commercial impact.
- Why this job: Shape pricing strategies that drive sustainable growth and fair customer outcomes.
- Qualifications: Experience in credit pricing and strong stakeholder management skills required.
The predicted salary is between 89000 - 89000 € per year.
This is a senior opportunity to shape credit pricing strategy within a large-scale digital business that is investing heavily in analytics, data, and commercial decision-making. You will step into a newly formed function with clear executive sponsorship, genuine autonomy, and the chance to define how pricing supports sustainable growth and fair customer outcomes.
The Company
They are a major UK digital retailer with an integrated financial services proposition, operating at significant national scale. Their model combines ecommerce with flexible credit products, creating rich data across customer behaviour, risk, and lifetime value. Following recent investment, they are strengthening their analytics capability to drive more sophisticated commercial and pricing decisions.
The Role
You will lead credit pricing across customer acquisition and lifetime management, moving the function from a basic risk-led approach to a more commercially driven, analytically robust model. Key responsibilities include:
- Defining and delivering pricing strategies across credit products, balancing profitability, customer value, and regulatory requirements.
- Owning fair value and pricing governance, representing credit pricing in senior forums.
- Developing and overseeing pricing, forecasting, and valuation models including NPV, IRR, and risk-adjusted returns.
- Using experimentation and A/B testing to assess pricing changes and inform decision-making.
- Translating complex analysis into clear recommendations for senior stakeholders.
- Leading and developing a small team of analysts and data scientists.
- Partnering with product, engineering, and analytics teams to improve data quality, automation, and reporting.
Your Skills and Experience
- Strong commercial experience within credit pricing, lending, or closely related financial services environments.
- A deep understanding of unit economics and customer lifetime value frameworks.
- Experience designing or interpreting pricing tests and experiments.
- Confident stakeholder management skills, with the ability to influence senior leaders.
- Proven people leadership or mentoring capability.
- A structured, first-principles approach to problem solving.
- Exposure to advanced analytics or modelling is beneficial, though this is not a hands-on coding role.
What They Offer
- Hybrid working with flexibility on days in the office.
- The opportunity to build and lead a high-impact pricing function with clear progression.
How to Apply
If you are looking to lead credit pricing at scale and make a visible commercial impact, apply now to learn more about this opportunity.
(198321) Senior Credit Pricing Manager in Warrington employer: Harnham
As a leading UK digital retailer, this company offers an exceptional work environment that fosters innovation and growth. With a strong focus on analytics and data-driven decision-making, employees enjoy the autonomy to shape strategies that drive sustainable growth while ensuring fair customer outcomes. The hybrid working model provides flexibility, and the opportunity for career progression within a newly formed function makes it an attractive employer for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land (198321) Senior Credit Pricing Manager in Warrington
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their credit pricing strategies and think about how your experience aligns with their goals. This will help you stand out as a candidate who truly gets what they’re about.
✨Tip Number 3
Practice your storytelling skills! Be ready to share specific examples of your past successes in credit pricing and how you've influenced decision-making. This will show them you’re not just a numbers person but also a strategic thinker.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace (198321) Senior Credit Pricing Manager in Warrington
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your commercial experience in credit pricing and any relevant achievements that showcase your ability to influence senior leaders.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're the perfect fit for this role. Share specific examples of how you've successfully defined pricing strategies or led teams, and don’t forget to mention your understanding of unit economics and customer lifetime value.
Showcase Your Analytical Skills:Since this role involves a lot of data-driven decision-making, make sure to highlight any experience you have with pricing tests, forecasting models, or A/B testing. We want to see how you can translate complex analysis into clear recommendations.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity to shape credit pricing strategy with us!
How to prepare for a job interview at Harnham
✨Know Your Numbers
Make sure you brush up on key financial metrics like NPV, IRR, and customer lifetime value. Being able to discuss these concepts confidently will show that you understand the commercial side of credit pricing.
✨Showcase Your Leadership Skills
Prepare examples of how you've led teams or mentored others in previous roles. This is crucial since the role involves developing a small team of analysts and data scientists, and demonstrating your leadership experience will set you apart.
✨Be Ready for Technical Questions
Even though this isn't a hands-on coding role, having a grasp of advanced analytics and modelling will be beneficial. Brush up on your understanding of pricing tests and experiments, as you may be asked to explain how you've used these in the past.
✨Communicate Clearly
Practice translating complex analyses into simple, actionable insights. You'll need to present your findings to senior stakeholders, so being able to communicate effectively is key. Think about how you can make your recommendations clear and compelling.
