At a Glance
- Tasks: Support credit risk strategy and optimise performance using data and models.
- Company: Established financial services organisation with a strong analytical culture.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Other info: Opportunity to develop deeper modelling or strategy expertise.
- Why this job: Make a visible impact on strategy and performance in a collaborative environment.
- Qualifications: Experience in credit risk analytics and proficiency in SQL, Python or SAS.
The predicted salary is between 50000 - 60000 £ per year.
They are a well established financial services organisation operating in the consumer lending space. With a strong analytical culture, they place data at the centre of decision making across products and partnerships. The business is investing heavily in advanced analytics and credit risk capability to support sustainable growth.
You will sit within the personal finance credit risk team, working closely with models, strategy and analytics specialists. Your focus will be on supporting credit strategy for a key partner product, using data and models to optimise performance.
Key responsibilities include:
- Supporting credit risk strategy for a partner finance product, analysing what impacts sales and how to maximise performance within risk appetite.
- Developing, enhancing or monitoring credit risk models, including PD and scorecard based approaches.
- Delivering analysis to inform decisions across acquisition, pricing and customer management.
- Working with stakeholders across risk, analytics and the wider business to translate insight into action.
Your Skills and Experience
- Strong background in credit risk analytics within lending, banking or fintech environments.
- Experience with scorecard development, decision science models or broader credit risk modelling.
- Commercial exposure to areas such as pricing, customer segmentation or portfolio strategy.
- Hands on experience using SQL and either Python or SAS, with a willingness to develop further technical skills if needed.
- Ability to turn complex analysis into clear insight that supports business decisions.
What They Offer
- Competitive salary and benefits package.
- Hybrid working with three days per week in the Birmingham office.
- Opportunity to work on a high profile product with visible impact on strategy and performance.
- A collaborative, analytical environment with scope to develop deeper modelling or strategy expertise.
Senior Risk Analyst in Solihull employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Risk Analyst in Solihull
✨Tip Number 1
Network like a pro! Reach out to current employees on LinkedIn or attend industry events. We all know that sometimes it’s not just what you know, but who you know that can get your foot in the door.
✨Tip Number 2
Prepare for those interviews! Research the company and their credit risk strategies. We want you to be able to discuss how your skills in SQL and Python can directly benefit their team.
✨Tip Number 3
Showcase your analytical skills! Bring examples of past projects where you’ve optimised performance or developed models. We love seeing how you can turn complex data into actionable insights.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always looking for passionate candidates who are ready to make an impact.
We think you need these skills to ace Senior Risk Analyst in Solihull
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Senior Risk Analyst. Highlight your experience in credit risk analytics and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background fits into our analytical culture. We love seeing enthusiasm and a clear understanding of our business.
Showcase Your Technical Skills: Don’t forget to mention your hands-on experience with SQL, Python, or SAS. If you’ve developed scorecards or worked on decision science models, let us know! We’re keen to see how you can contribute to our advanced analytics efforts.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Senior Risk Analyst, you'll be expected to have a strong grasp of credit risk analytics. Brush up on key metrics and models relevant to the role, like Probability of Default (PD) and scorecard development. Be ready to discuss how you've used these in past roles to drive performance.
✨Showcase Your Technical Skills
Make sure you highlight your experience with SQL and either Python or SAS during the interview. Prepare examples of how you've used these tools to analyse data and develop models. If you’ve worked on any projects that required technical skills, be sure to mention them!
✨Translate Data into Action
The company values insights that lead to actionable decisions. Think of specific instances where your analysis directly influenced business strategy or outcomes. Practise explaining complex analyses in simple terms, as this will demonstrate your ability to communicate effectively with stakeholders.
✨Understand the Business Context
Familiarise yourself with the consumer lending space and the specific partner product you'll be supporting. Research the company's current strategies and challenges in credit risk. This knowledge will help you tailor your responses and show that you're genuinely interested in contributing to their goals.