At a Glance
- Tasks: Influence credit decisions using data and automation in a fast-paced environment.
- Company: A tech-driven financial services company focused on consumer finance improvement.
- Benefits: Competitive salary, share options, private medical insurance, and career development.
- Other info: Join a growing team with excellent opportunities for career advancement.
- Why this job: Make a real impact on lending processes and shape the future of finance.
- Qualifications: Experience in credit risk, strong SQL skills, and data analysis capabilities.
The predicted salary is between 50000 - 70000 £ per year.
This is an opportunity to join a growing, data-led financial services business where you will directly influence how credit decisions are made at scale. The role offers strong exposure across credit, data, and product, with a clear focus on automation and impact.
The Company
They are a fast-growing, technology-driven financial services organisation focused on improving how consumers manage their finances. The business takes a data-first approach, using modern tools and customer insights to inform decision-making. With continued growth and investment in their data capabilities, they are building out a high-performing analytics and credit function.
The Role
- You will work at the intersection of credit risk, data, and decisioning, helping to improve and automate lending processes.
- Develop and enhance automated credit decisioning and underwriting logic.
- Analyse lending performance and identify opportunities to improve accuracy and efficiency.
- Collaborate with product, engineering, and credit teams to reduce manual processes.
- Use customer and transactional data to inform lending decisions.
- Support improvements in affordability assessment and decision frameworks.
- Contribute to building a scalable, data-driven credit operation.
Your Skills & Experience
- Strong commercial experience in credit risk within a lending environment.
- Experience working on underwriting, decisioning, or credit policy using data.
- Strong SQL skills for data analysis and manipulation.
- Ability to translate data insights into practical lending decisions.
- Solid understanding of how credit decisions are made.
- Exposure to affordability assessment or open banking data is beneficial.
What They Offer
- Salary between £50,000 and £70,000.
- Share options.
- Private medical insurance.
- Statutory pension.
- Opportunity to join a growing business with strong career development potential.
Credit Operations Analyst in Slough employer: Harnham
Join a dynamic and innovative financial services organisation in London, where your contributions as a Credit Operations Analyst will directly shape the future of credit decision-making. With a strong emphasis on data-driven strategies, you will benefit from a collaborative work culture that fosters professional growth and offers competitive perks such as share options and private medical insurance. This is an exciting opportunity to be part of a fast-growing team dedicated to transforming how consumers manage their finances, all while enjoying the vibrant atmosphere of London.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Operations Analyst in Slough
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Harnham. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Operations Analyst in Slough
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Harnham.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Harnham's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Harnham
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Harnham.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Harnham will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Harnham employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
