At a Glance
- Tasks: Lead credit pricing strategy and influence senior decision-making for a major consumer business.
- Company: A dynamic UK consumer business at the forefront of digital commerce and financial services.
- Benefits: Competitive salary, company bonus, private medical, 30 days holiday, and pension scheme.
- Other info: Join a growing analytics function with excellent career development opportunities.
- Why this job: Shape pricing strategies that impact millions of customers and drive long-term profitability.
- Qualifications: Strong experience in credit pricing, stakeholder management, and team leadership.
The predicted salary is between 75000 - 89000 € per year.
This is a high impact leadership role for a senior credit pricing professional who wants to shape how pricing is done at scale. You will step into a newly formed commercial analytics function with the remit to modernise credit pricing, influence senior decision making, and build a clear link between customer outcomes, risk and long term profitability.
The Company
They are a large scale UK consumer business operating at the intersection of digital commerce and regulated financial services. With millions of active customers and a strong focus on flexible payment and credit products, data sits at the heart of how they acquire, retain and support customers. Following recent investment and strong financial performance, they are continuing to invest heavily in analytics, pricing and decision science.
The Role
You will take ownership of credit pricing strategy across customer acquisition and lifecycle pricing, with responsibility for both commercial performance and fair value outcomes.
- Defining and delivering pricing strategies across credit products, balancing growth, risk and customer value
- Owning pricing and fair value governance and representing pricing in senior forums and committees
- Setting and managing valuation frameworks including NPV, IRR and risk adjusted margins
- Using data, forecasting and experimentation to optimise pricing performance
- Translating complex analysis into clear recommendations for senior stakeholders
- Leading and developing a team of analysts and data scientists within a growing commercial analytics function
- Partnering with product, risk, analytics and engineering teams to improve data quality and pricing capability
Your Skills and Experience
- Strong commercial experience within credit, lending or wider financial services pricing
- Deep understanding of unit economics and lifetime value decision making
- Experience designing and interpreting pricing tests and experimentation such as A/B testing
- Ability to build and challenge pricing and cashflow models, even if not hands on day to day
- Confident stakeholder management skills with the ability to influence at senior level
- Proven people leadership experience and a first principles approach to problem solving
- Backgrounds from credit, lending, debt, finance or analytically mature retail environments are all of interest
What They Offer
- Company bonus scheme
- Private medical
- 30 days holiday plus bank holidays
- Pension scheme
Seniot Credit Pricing Manager employer: Harnham
As a leading UK consumer business at the forefront of digital commerce and financial services, this company offers an exceptional work environment for a Senior Credit Pricing Manager in Liverpool. With a strong emphasis on employee growth, you will have the opportunity to shape innovative pricing strategies while benefiting from a generous bonus scheme, private medical insurance, and 30 days of holiday. The collaborative culture fosters professional development and encourages impactful contributions to customer outcomes and long-term profitability.
StudySmarter Expert Advice🤫
We think this is how you could land Seniot Credit Pricing Manager
✨Tip Number 1
Network like a pro! Reach out to connections in the credit and financial services space. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of pricing strategies and analytics. Be ready to discuss how you can influence decision-making and improve customer outcomes. Show them you’re not just a numbers person, but a strategic thinker!
✨Tip Number 3
Practice your storytelling skills! When discussing your past experiences, frame them in a way that highlights your impact on pricing strategies and team leadership. Make it relatable and engaging – we want to see the real you!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and take the initiative to connect with us directly.
We think you need these skills to ace Seniot Credit Pricing Manager
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Senior Credit Pricing Manager. Highlight your experience in credit pricing and any leadership roles you've held. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about modernising credit pricing and how you can influence decision-making at a senior level. Let us know what makes you the perfect fit for this high-impact role.
Showcase Your Analytical Skills:Since data is at the heart of what we do, make sure to highlight your experience with data analysis, forecasting, and experimentation. We’re looking for someone who can translate complex analysis into clear recommendations, so give us examples of how you've done this before!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and keep track of it. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Senior Credit Pricing Manager, you'll need to be comfortable with financial metrics. Brush up on key concepts like NPV, IRR, and risk-adjusted margins. Be ready to discuss how you've used these in past roles to influence pricing strategies.
✨Showcase Your Leadership Skills
This role involves leading a team of analysts and data scientists. Prepare examples of how you've successfully managed teams, developed talent, and fostered collaboration. Highlight your approach to problem-solving and how you empower others to contribute.
✨Prepare for Stakeholder Engagement
You'll be representing pricing in senior forums, so practice articulating complex analyses in a clear and concise manner. Think about how you've influenced decision-making in the past and be ready to share those experiences.
✨Demonstrate Your Analytical Mindset
Familiarise yourself with A/B testing and other experimentation methods. Be prepared to discuss how you've designed and interpreted pricing tests, and how those insights have driven business outcomes. Show them you're not just a number cruncher but a strategic thinker.
