At a Glance
- Tasks: Build and improve credit risk models using data and machine learning.
- Company: Join a dynamic fintech transforming the payments industry.
- Benefits: Competitive salary, equity package, private medical insurance, and remote work.
- Other info: Enjoy excellent career growth opportunities in a scaling business.
- Why this job: Make a real impact in a high-stakes role with direct access to leadership.
- Qualifications: Experience in Credit Risk, Fraud Analytics, or Data Science required.
Senior Data Scientist / Credit Risk Analyst
Remote (UK)
£70,000 - £85,000
Join a growing fintech using data, AI and analytics to transform the payments space. This is a high-impact role offering exposure to credit risk, fraud, machine learning and commercial strategy, with direct access to senior leadership.
The Company
A venture-backed fintech in the payments space. They combine advanced analytics, machine learning and alternative data sources to help customers make smarter, faster risk decisions.
The Role
- Build and improve credit risk, fraud and pricing models
- Use analytics to inform strategy, limit optimisation and decisioning
- Develop machine learning solutions and predictive models
- Monitor portfolio performance and identify emerging risks
- Work with customers and partners to solve complex risk challenges
- Collaborate closely with founders and senior stakeholders
Your Skills & Experience
- Strong commercial experience in Credit Risk, Fraud Analytics or Data Science
- Python and SQL expertise
- Experience building predictive models and delivering business insights
- Background in fintech, financial services, payments, lending or consulting
- Strong communication and stakeholder management skills
- UK market experience
What They Offer
- £70,000 - £85,000 base salary
- Equity package
- Private medical insurance, including family cover
- Pension scheme
- Fully remote working
- International company offsites twice a year
- Excellent career growth within a scaling business
Senior Credit Risk Analyst in Newcastle upon Tyne employer: Harnham
As a leading specialist data consultancy, we pride ourselves on fostering a collaborative and innovative work culture that empowers our Analytics Engineering Consultants to thrive. With a focus on professional development, we offer extensive growth opportunities and the chance to work on high-impact projects across diverse industries, all while enjoying the flexibility of remote work in the UK. Join us to be part of a team that values your expertise and encourages you to influence strategy and drive meaningful change for our clients.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Analyst in Newcastle upon Tyne
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Harnham. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Harnham.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Harnham. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace Senior Credit Risk Analyst in Newcastle upon Tyne
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Harnham and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Harnham how you can be a team player!
How to prepare for a job interview at Harnham
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Harnham.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Harnham's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
