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- Tasks: Build AI products that influence lending and credit decisions using cutting-edge technology.
- Company: Global credit analytics business expanding its AI capabilities.
- Benefits: Competitive salary up to £90,000, 10% bonus, and hybrid working model.
- Other info: Collaborative environment with opportunities for innovation and growth.
- Why this job: Shape the future of finance with AI and make a real impact on credit risk.
- Qualifications: Experience in machine learning models and credit risk analysis.
The predicted salary is between 90000 - 90000 £ per year.
Do you want to build AI products that directly influence lending and credit decisions? Have you built machine learning models in credit risk and want broader ownership? Are you ready to apply LLMs in real commercial financial products? A global credit analytics business is expanding its AI capability across both internal operations and client-facing products. The team sits at the intersection of data science, credit intelligence, and applied AI, building solutions that support better lending, pricing, and decisioning outcomes. With access to large-scale financial datasets and enterprise-grade cloud tooling, this is a strong environment for someone wanting commercial AI ownership.
This role is for an AI Consultant operating across credit risk modelling and applied AI solution development. You will build models, develop AI-powered tooling, and work directly with financial services clients to shape and deliver commercial solutions.
Key Responsibilities- Build and optimise credit risk models across lending use cases
- Develop AI-powered internal tools including copilots and automation workflows
- Design and deploy solutions using LLMs and modern AI tooling
- Partner directly with enterprise clients on pricing and decisioning products
- Research and test alternative modelling techniques for credit analytics
- Work closely with analytics and product teams to validate commercial opportunities
- Present findings and technical solutions to stakeholders and clients
- Salary: Up to £90,000 base
- Bonus: 10% average annual bonus
- Working model: Hybrid, 3 days onsite in London (non-negotiable)
- Tech stack: Python, SQL, GCP, Vertex AI, Gemini, LLMs
- Sponsorship: This role cannot sponsor
Interested? Please apply below.
Applied Scientist - AI, Credit Risk in London employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Applied Scientist - AI, Credit Risk in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those working in credit risk and AI. Use platforms like LinkedIn to connect and engage with them. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your skills! Create a portfolio showcasing your machine learning models and AI projects. This is your chance to demonstrate your expertise in credit risk modelling and applied AI. Make sure it’s easily accessible when you chat with potential employers.
✨Tip Number 3
Prepare for interviews by brushing up on your technical knowledge and problem-solving skills. Be ready to discuss your experience with Python, SQL, and LLMs. Practise explaining complex concepts in simple terms – it’ll impress your interviewers!
✨Tip Number 4
Don’t forget to apply through our website! We’ve got some fantastic opportunities waiting for you. Tailor your application to highlight your relevant experience in AI and credit risk, and let us help you land that dream job!
We think you need these skills to ace Applied Scientist - AI, Credit Risk in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience with machine learning models in credit risk. We want to see how your skills align with the role, so don’t be shy about showcasing relevant projects and achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re excited about building AI products in lending and credit decisions. Let us know how your background makes you a perfect fit for this role.
Showcase Your Technical Skills: Since we’re all about AI and data science, make sure to highlight your proficiency in Python, SQL, and any experience with LLMs or cloud tools. We love seeing candidates who can demonstrate their technical prowess!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at Harnham
✨Know Your AI Stuff
Make sure you brush up on your knowledge of machine learning models, especially in credit risk. Be ready to discuss specific projects you've worked on and how you've applied LLMs in real-world scenarios. This will show that you not only understand the theory but also have practical experience.
✨Showcase Your Problem-Solving Skills
Prepare to talk about how you've tackled challenges in previous roles. Think of examples where you've optimised credit risk models or developed AI-powered tools. Highlight your thought process and the impact of your solutions on lending and decision-making outcomes.
✨Understand the Business Side
Familiarise yourself with the financial services industry and how AI is transforming it. Be ready to discuss how your work can directly influence lending decisions and pricing strategies. This will demonstrate your ability to connect technical skills with business needs.
✨Practice Your Presentation Skills
Since you'll be presenting findings to stakeholders and clients, practice explaining complex concepts in a clear and engaging way. Use examples from your past experiences to illustrate your points. This will help you convey your ideas effectively during the interview.