At a Glance
- Tasks: Lead credit pricing strategy and optimise performance using data-driven insights.
- Company: Dynamic UK consumer business at the forefront of digital commerce and financial services.
- Benefits: Competitive salary, company bonus, private medical, 30 days holiday, and pension scheme.
- Other info: Join a growing analytics team with excellent career development opportunities.
- Why this job: Shape pricing strategies that impact millions of customers and drive long-term profitability.
- Qualifications: Strong experience in credit pricing, stakeholder management, and team leadership.
The predicted salary is between 75000 - 89000 € per year.
This is a high impact leadership role for a senior credit pricing professional who wants to shape how pricing is done at scale. You will step into a newly formed commercial analytics function with the remit to modernise credit pricing, influence senior decision making, and build a clear link between customer outcomes, risk and long term profitability.
The Company
They are a large scale UK consumer business operating at the intersection of digital commerce and regulated financial services. With millions of active customers and a strong focus on flexible payment and credit products, data sits at the heart of how they acquire, retain and support customers. Following recent investment and strong financial performance, they are continuing to invest heavily in analytics, pricing and decision science.
The Role
- You will take ownership of credit pricing strategy across customer acquisition and lifecycle pricing, with responsibility for both commercial performance and fair value outcomes.
- Defining and delivering pricing strategies across credit products, balancing growth, risk and customer value.
- Owning pricing and fair value governance and representing pricing in senior forums and committees.
- Setting and managing valuation frameworks including NPV, IRR and risk adjusted margins.
- Using data, forecasting and experimentation to optimise pricing performance.
- Translating complex analysis into clear recommendations for senior stakeholders.
- Leading and developing a team of analysts and data scientists within a growing commercial analytics function.
- Partnering with product, risk, analytics and engineering teams to improve data quality and pricing capability.
Your Skills and Experience
- Strong commercial experience within credit, lending or wider financial services pricing.
- Deep understanding of unit economics and lifetime value decision making.
- Experience designing and interpreting pricing tests and experimentation such as A/B testing.
- Ability to build and challenge pricing and cashflow models, even if not hands on day to day.
- Confident stakeholder management skills with the ability to influence at senior level.
- Proven people leadership experience and a first principles approach to problem solving.
- Backgrounds from credit, lending, debt, finance or analytically mature retail environments are all of interest.
What They Offer
- Company bonus scheme.
- Private medical.
- 30 days holiday plus bank holidays.
- Pension scheme.
Seniot Credit Pricing Manager in Liverpool employer: Harnham
As a leading player in the UK consumer market, this company offers an exceptional work environment for a Senior Credit Pricing Manager in Liverpool, where innovation meets financial services. With a strong emphasis on employee growth, you will have the opportunity to lead a dynamic team while benefiting from a generous bonus scheme, private medical insurance, and an impressive 30 days of holiday. The collaborative culture fosters creativity and strategic thinking, making it an ideal place for professionals eager to make a significant impact in credit pricing.
StudySmarter Expert Advice🤫
We think this is how you could land Seniot Credit Pricing Manager in Liverpool
✨Tip Number 1
Network like a pro! Reach out to connections in the credit and financial services space. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of pricing strategies and analytics. Be ready to discuss how you can influence decision-making and improve customer outcomes. Show them you’re not just a number cruncher but a strategic thinker!
✨Tip Number 3
When you get an interview, make sure to ask insightful questions about their current pricing strategies and how they measure success. This shows you’re genuinely interested and gives you a chance to demonstrate your expertise.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you stand out, and applying directly can sometimes give you an edge. Plus, it’s a great way to show your enthusiasm for joining our team!
We think you need these skills to ace Seniot Credit Pricing Manager in Liverpool
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Senior Credit Pricing Manager. Highlight your experience in credit pricing, commercial performance, and any leadership roles you've held. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about modernising credit pricing and how you can influence decision-making at a senior level. We love seeing genuine enthusiasm and a clear understanding of our business.
Showcase Your Analytical Skills:Since data is at the heart of what we do, make sure to highlight your analytical skills. Discuss any experience you have with pricing tests, forecasting, or using data to drive decisions. We want to know how you can optimise pricing performance!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you're keen to join our team!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Senior Credit Pricing Manager, you'll need to be comfortable with financial metrics. Brush up on key concepts like NPV, IRR, and unit economics. Be ready to discuss how you've used these in past roles to influence pricing strategies.
✨Showcase Your Leadership Skills
This role involves leading a team of analysts and data scientists. Prepare examples of how you've successfully managed teams, influenced senior stakeholders, and driven change in previous positions. Highlight your people leadership experience and your approach to problem-solving.
✨Demonstrate Data Savvy
Since data is at the heart of this role, be prepared to discuss your experience with data analysis and experimentation. Talk about specific pricing tests you've designed or interpreted, such as A/B testing, and how those results impacted decision-making.
✨Connect the Dots
The company is looking for someone who can link customer outcomes with risk and profitability. Think about how you can translate complex analyses into clear recommendations. Practice explaining your thought process in a way that resonates with non-technical stakeholders.
