At a Glance
- Tasks: Lead a new credit pricing analytics team and shape strategic pricing strategies.
- Company: A large-scale digital organisation with a strong online presence in consumer retail.
- Benefits: Competitive salary, flexible hybrid working, and clear progression opportunities.
- Other info: Join a growing analytics leadership community with high visibility roles.
- Why this job: Make a real impact on customer value and business growth in a dynamic environment.
- Qualifications: Experience in credit pricing and proven people management skills.
The predicted salary is between 80000 - 100000 € per year.
This is an opportunity to build and lead a newly created credit pricing analytics team in a fast moving, digitally led consumer business. The role combines strategic ownership of credit pricing with people leadership, offering real influence over customer value, growth and long term profitability.
The Company
They are a large scale digital organisation operating across consumer retail and embedded financial products. With a strong online presence and a broad customer base across the UK and Ireland, they combine commercial scale with growing analytical maturity. Recent senior hires in analytics reflect a wider investment in data driven decision making across the business.
The Role
- Lead a new team within the commercial analytics function, focused solely on credit pricing analytics and strategy.
- Own pricing approaches for new customer acquisition, setting individual interest rates based on risk and long term value.
- Develop customer lifetime value driven pricing strategies over three to five year horizons.
- Design and introduce retention pricing capabilities to re engage inactive customers.
- Oversee the build, validation and ongoing maintenance of credit pricing models including MPV, IRR and evaluation models.
- Deliver pricing insight through reporting, dashboards and structured AB testing.
- Work closely with credit risk, marketing, insurance analytics and other commercial teams to align pricing decisions.
- Manage and develop a team of four analysts, providing direction, coaching and strategic oversight rather than hands on delivery.
Your Skills and Experience
- Strong commercial experience in credit pricing, lending or financial services analytics.
- Proven people management experience within an analytics or data led environment.
- Deep understanding of customer level pricing, lifetime value and profitability modelling.
- Experience building, maintaining and governing pricing or valuation models.
- Confident using SQL to interrogate data and generate insight.
- Comfortable influencing senior stakeholders and working across multiple functions.
What They Offer
- Competitive salary and benefits package.
- The chance to build a team and define credit pricing strategy from the ground up.
- High visibility role with genuine impact on commercial and customer outcomes.
- Clear progression opportunities within a growing analytics leadership community.
- Flexible hybrid working based in London.
How to Apply
Apply now to learn more about this opportunity to lead credit pricing analytics in a growing digital organisation.
Senior Credit Risk Manager in Liverpool employer: Harnham
As a leading digital organisation in the consumer retail and financial services sector, we offer an exceptional work environment that fosters innovation and growth. Our commitment to data-driven decision making is reflected in our investment in analytics, providing employees with unique opportunities to influence strategic outcomes while enjoying a competitive salary and benefits package. With a flexible hybrid working model based in London, we prioritise employee well-being and career progression, making us an attractive employer for those seeking meaningful and rewarding roles.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Manager in Liverpool
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work in credit risk or analytics. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Show off your skills! Prepare a portfolio or case studies that highlight your experience in credit pricing and analytics. This will give you an edge during interviews and show that you mean business.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors to refine your answers, especially around leadership and strategic decision-making. Confidence is key when you're aiming for a senior role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Credit Risk Manager in Liverpool
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Senior Credit Risk Manager. Highlight your experience in credit pricing and analytics, and don’t forget to showcase your people management skills. We want to see how you can lead a team and drive strategic decisions!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of your past successes in credit pricing and how you’ve influenced business outcomes. Let us know what excites you about building a new team!
Showcase Your Analytical Skills:Since this role is all about data-driven decision making, make sure to highlight your analytical prowess. Mention your experience with SQL and any relevant models you've built or maintained. We love seeing how you can turn data into actionable insights!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get to know you better. Don’t miss out on this opportunity to join our growing team!
How to prepare for a job interview at Harnham
✨Know Your Numbers
Brush up on your credit pricing analytics knowledge. Be ready to discuss specific models you've built or maintained, like MPV and IRR. Showing a deep understanding of customer lifetime value and profitability modelling will definitely impress.
✨Showcase Your Leadership Skills
Since this role involves managing a team, be prepared to share examples of how you've successfully led teams in the past. Talk about your coaching style and how you’ve influenced others to achieve strategic goals.
✨Understand the Business Landscape
Familiarise yourself with the company’s position in the digital consumer market. Knowing their competitors and how they leverage data-driven decision-making will help you align your answers with their strategic vision.
✨Prepare for Stakeholder Engagement
This role requires influencing senior stakeholders, so think of examples where you've successfully communicated complex data insights to non-technical audiences. Highlight your ability to work across multiple functions and how that has driven results.
