At a Glance
- Tasks: Lead credit pricing strategy and develop analytical models for financial products.
- Company: Established UK consumer organisation with a focus on data-driven decision-making.
- Benefits: Competitive salary, performance bonus, flexible working, and generous holiday entitlement.
- Other info: Hybrid working culture with excellent career growth opportunities.
- Why this job: Shape the future of credit pricing and make a real impact in a dynamic environment.
- Qualifications: Strong experience in credit pricing and ability to lead analytics professionals.
The predicted salary is between 75000 - 89000 £ per year.
A well‑established UK consumer organisation operating at national scale, with an integrated credit and payments proposition. The business is investing heavily in data, analytics and commercial decision‑making following recent growth and transformation. Analytics plays a central role in shaping pricing, risk and customer value across financial products.
This is a senior leadership role responsible for shaping and owning credit pricing strategy across customer acquisition and lifecycle pricing. You will lead a newly formed pricing team as pricing moves into a more commercially focused analytics function. Specifically, you can expect to be involved in:
- Defining and delivering credit pricing strategies that balance growth, profitability and fair value.
- Developing and overseeing analytical models for pricing, forecasting and performance tracking.
- Setting valuation frameworks and metrics such as lifetime value and risk‑adjusted returns.
- Leading testing and experimentation activity to evaluate pricing changes.
- Translating complex analysis into clear, actionable recommendations for senior stakeholders.
- Working closely with analytics, product and engineering teams to improve data quality and reporting.
YOUR SKILLS AND EXPERIENCE
- Strong experience within credit, lending or financial services pricing.
- Solid understanding of unit economics and lifetime value frameworks.
- Experience designing or interpreting test‑and‑learn or A/B testing approaches.
- Ability to lead and develop analytics professionals.
- Confident communicator, able to influence senior stakeholders with data‑led insight.
- Comfortable operating in a regulated environment with a focus on fair value and risk management.
THE BENEFITS
- Competitive base salary with annual performance bonus.
- Flexible benefits allowance, including private medical options.
- Generous holiday entitlement plus bank holidays.
- Pension with employer matching.
- Hybrid and flexible working culture.
THE PROCESS
- First stage: in-depth interview focused on commercial problem‑solving and pricing experience, including a case study.
- Second stage: meetings with key stakeholders and peers, covering technical capability and competencies.
- Offer!
HOW TO APPLY
Please register your interest via the apply link on this page.
Senior Credit Pricing Leader — Hybrid & Bonus Eligible in Liverpool employer: Harnham
As a well-established UK consumer organisation, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises employee growth and development. With a strong focus on analytics and innovation, our Liverpool-based team enjoys hybrid working arrangements, competitive salaries, and a comprehensive benefits package, making us an excellent employer for those seeking meaningful and rewarding careers in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Pricing Leader — Hybrid & Bonus Eligible in Liverpool
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for those interviews! Research the company and its pricing strategies, and be ready to discuss how your experience aligns with their needs. Practise common interview questions and case studies to boost your confidence.
✨Tip Number 3
Showcase your analytical skills! Be prepared to share examples of how you've used data to drive pricing decisions in the past. This will demonstrate your ability to translate complex analysis into actionable insights.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our team and contributing to our exciting growth journey.
We think you need these skills to ace Senior Credit Pricing Leader — Hybrid & Bonus Eligible in Liverpool
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your background in credit pricing and any relevant achievements that showcase your ability to lead a team and influence stakeholders.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're the perfect fit for this role. Share specific examples of how you've defined and delivered pricing strategies in the past, and how you can bring that expertise to our team.
Showcase Your Analytical Skills:Since analytics is key to this role, be sure to mention any experience you have with analytical models, A/B testing, or performance tracking. We want to see how you can translate complex data into actionable insights!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. We can't wait to hear from you!
How to prepare for a job interview at Harnham
✨Know Your Numbers
Make sure you brush up on your understanding of unit economics and lifetime value frameworks. Be ready to discuss how these concepts apply to credit pricing strategies, as they will likely come up during the interview.
✨Prepare for Case Studies
Since the first stage involves a case study, practice your problem-solving skills with real-world scenarios related to pricing. Think about how you would approach defining and delivering credit pricing strategies that balance growth and profitability.
✨Communicate Clearly
You’ll need to translate complex analysis into actionable recommendations. Practice explaining your thought process and findings in a straightforward manner, as this will help you influence senior stakeholders effectively.
✨Show Your Leadership Skills
As a Senior Credit Pricing Leader, you'll be leading a team. Be prepared to discuss your experience in developing analytics professionals and how you foster collaboration between analytics, product, and engineering teams.
