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- Tasks: Lead credit pricing strategy and develop analytical models for a major digital retailer.
- Company: A leading UK digital retailer with a strong focus on financial services.
- Benefits: Hybrid working, competitive salary, and clear career progression opportunities.
- Other info: Join a newly formed team with executive support and autonomy.
- Why this job: Shape the future of credit pricing and make a real impact in a dynamic environment.
- Qualifications: Experience in credit pricing and strong stakeholder management skills required.
The predicted salary is between 89000 - 89000 £ per year.
Liverpool (hybrid working)
Salary up to £89,000
This is a senior opportunity to shape credit pricing strategy within a large-scale digital business that is investing heavily in analytics, data, and commercial decision-making. You will step into a newly formed function with clear executive sponsorship, genuine autonomy, and the chance to define how pricing supports sustainable growth and fair customer outcomes.
The Company
They are a major UK digital retailer with an integrated financial services proposition, operating at significant national scale. Their model combines ecommerce with flexible credit products, creating rich data across customer behaviour, risk, and lifetime value. Following recent investment, they are strengthening their analytics capability to drive more sophisticated commercial and pricing decisions.
The Role
You will lead credit pricing across customer acquisition and lifetime management, moving the function from a basic risk-led approach to a more commercially driven, analytically robust model. Key responsibilities include:
- Defining and delivering pricing strategies across credit products, balancing profitability, customer value, and regulatory requirements.
- Owning fair value and pricing governance, representing credit pricing in senior forums.
- Developing and overseeing pricing, forecasting, and valuation models including NPV, IRR, and risk-adjusted returns.
- Using experimentation and A/B testing to assess pricing changes and inform decision-making.
- Translating complex analysis into clear recommendations for senior stakeholders.
- Leading and developing a small team of analysts and data scientists.
- Partnering with product, engineering, and analytics teams to improve data quality, automation, and reporting.
Your Skills and Experience
- Strong commercial experience within credit pricing, lending, or closely related financial services environments.
- A deep understanding of unit economics and customer lifetime value frameworks.
- Experience designing or interpreting pricing tests and experiments.
- Confident stakeholder management skills, with the ability to influence senior leaders.
- Proven people leadership or mentoring capability.
- A structured, first-principles approach to problem solving.
- Exposure to advanced analytics or modelling is beneficial, though this is not a hands-on coding role.
What They Offer
- Hybrid working with flexibility on days in the office.
- The opportunity to build and lead a high-impact pricing function with clear progression.
How to Apply
If you are looking to lead credit pricing at scale and make a visible commercial impact, apply now to learn more about this opportunity.
(198321) Senior Credit Pricing Manager in Liverpool employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land (198321) Senior Credit Pricing Manager in Liverpool
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their credit pricing strategies and be ready to discuss how your experience aligns with their goals. Show them you’re not just another candidate!
✨Tip Number 3
Practice your pitch! Be clear about what you bring to the table and how you can help shape their credit pricing strategy. Confidence is key, so rehearse until it feels natural.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace (198321) Senior Credit Pricing Manager in Liverpool
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your commercial experience in credit pricing and any relevant achievements that showcase your ability to influence senior leaders.
Craft a Compelling Cover Letter: Use your cover letter to tell us why you're the perfect fit for this role. Share specific examples of how you've successfully defined pricing strategies or led teams in the past, and don’t forget to express your enthusiasm for the opportunity!
Showcase Your Analytical Skills: Since this role involves a lot of data-driven decision-making, make sure to mention any experience you have with pricing tests, forecasting models, or A/B testing. We want to see how you can translate complex analysis into actionable insights.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity to shape credit pricing strategy with us!
How to prepare for a job interview at Harnham
✨Know Your Numbers
Make sure you brush up on key financial metrics like NPV, IRR, and customer lifetime value. Being able to discuss these concepts confidently will show that you understand the commercial side of credit pricing and can contribute to the company's goals.
✨Showcase Your Leadership Skills
Prepare examples of how you've led teams or mentored others in previous roles. This is a senior position, so demonstrating your ability to manage and develop a team will be crucial in the interview.
✨Be Ready for Technical Questions
Even though this isn't a hands-on coding role, having a grasp of advanced analytics and modelling will set you apart. Brush up on any relevant tools or methodologies you've used in the past, and be prepared to discuss how they can apply to the role.
✨Communicate Clearly
Practice translating complex analyses into straightforward recommendations. The ability to communicate effectively with senior stakeholders is key, so think about how you can present your ideas clearly and concisely during the interview.