At a Glance
- Tasks: Lead credit risk strategies and analyse customer behaviour to optimise lending decisions.
- Company: Market-leading consumer business with a strong focus on data-driven insights.
- Benefits: Competitive salary, hybrid working model, and opportunities for professional growth.
- Other info: Join a collaborative team in a dynamic environment with significant career advancement potential.
- Why this job: Shape lending strategies and make a real impact on customer outcomes.
- Qualifications: Experience in credit risk analysis and strong analytical skills.
The predicted salary is between 63000 - 77000 £ per year.
Leicester (Hybrid, 1-2 days per week) | Up to £65,000
Are you a Credit Risk Analyst looking to take ownership of lending strategy within a large-scale consumer credit environment? This is an opportunity to join a highly established organisation with a significant lending portfolio, where you'll influence customer credit decisions, optimise commercial performance, and shape strategy through data-driven insights.
The Company
This organisation is a market-leading consumer business with a substantial financial services function supporting millions of customers. They operate a large-scale credit portfolio and use advanced analytics to drive responsible lending decisions and enhance customer outcomes. With continued investment in data and analytics, they offer a collaborative environment where analytical talent plays a central role in business decision-making. Based in Leicester, they offer a flexible hybrid working model.
The Role
As a Lead Credit Risk Analyst, you will sit within the existing customer strategy team, focusing on the ongoing management and optimisation of customer lending decisions. Responsibilities include:
- Developing and enhancing credit risk strategies for existing customers
- Analysing customer behaviour, spending patterns, and portfolio performance to identify opportunities and risks
- Making recommendations around credit limits, pricing, affordability, and interest rate strategies
- Designing and evaluating strategy changes through detailed analytical investigations
- Delivering insights and recommendations to stakeholders across risk and commercial functions
- Using data to balance customer outcomes, portfolio performance, and business growth
- Supporting the implementation and monitoring of lending strategies across the customer lifecycle
Your Skills
Lead Credit Risk Analyst 198500 in Leicester employer: Harnham
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