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For Companies At a Glance
- Tasks: Lead credit strategy and analytics for a growing UK bank.
- Company: Join a dynamic UK bank focused on innovative lending solutions.
- Benefits: Enjoy a competitive salary, bonus, pension scheme, and 26 days holiday.
- Why this job: Make a real impact by driving insights and strategies in a hands-on role.
- Qualifications: Experience in consumer lending, portfolio analytics, and proficiency in SAS, SQL, or Python required.
- Other info: Collaborate with senior stakeholders to implement impactful changes.
The predicted salary is between 33000 - 77000 £ per year.
LEAD CREDIT RISK STRATEGY ANALYST
£55,000
WEST-MIDLANDS + OTHER LOCATIONS ACROSS UK
THE COMPANY
This growing UK Bank are seeking an experienced candidate to lead credit strategy and wider analytics across their lending book. This role offers an excellent opportunity to drive insight in a hands-on analytical role, whilst owning projects and profitability for the business.
THE ROLE
- Developing end-to-end lending strategies across the lending portfolios
- Broader portfolio analysis and driving insight into customer trends and behaviours
- Close work with internal and external stakeholders to drive business performance
- Co-ordination with wider teams to deploy strategies and working closely with senior stakeholders to implement change
YOUR SKILLS AND EXPERIENCE
- Prior consumer lending experience is essential, in lending strategy work
- Prior experience in portfolio analytics, customer analytics and wider reporting in a credit risk environment is essential
- Experience using SAS, SQL or Python
SALARY AND BENEFITS
- Up to £55,000 starting salary
- Discretionary bonus
- Pension contribution scheme
- 26 days holiday
- Private medical scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
Lead Credit Strategy Analyst employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Credit Strategy Analyst
✨Tip Number 1
Make sure to highlight your experience in consumer lending and credit risk analytics during the interview. Be prepared to discuss specific projects where you developed lending strategies or analyzed customer trends.
✨Tip Number 2
Familiarize yourself with the latest trends in credit risk management and be ready to share your insights. This will demonstrate your passion for the field and your ability to drive business performance.
✨Tip Number 3
Since collaboration is key in this role, think of examples where you've successfully worked with stakeholders to implement changes. This will show your ability to coordinate effectively across teams.
✨Tip Number 4
Brush up on your technical skills, especially in SAS, SQL, or Python. Be ready to discuss how you've used these tools in your previous roles to analyze data and inform lending strategies.
We think you need these skills to ace Lead Credit Strategy Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in consumer lending and credit risk analytics. Emphasize any specific projects where you developed lending strategies or conducted portfolio analysis.
Showcase Technical Skills: Clearly outline your proficiency in SAS, SQL, or Python in your application. Provide examples of how you've used these tools in previous roles to drive insights and improve business performance.
Highlight Stakeholder Collaboration: In your cover letter, mention instances where you've worked closely with internal and external stakeholders. This will demonstrate your ability to coordinate with teams and implement changes effectively.
Express Your Passion: Convey your enthusiasm for the role and the company in your application. Explain why you're interested in leading credit strategy and how you can contribute to the bank's growth and success.
How to prepare for a job interview at Harnham
✨Showcase Your Analytical Skills
Be prepared to discuss specific examples of how you've developed lending strategies in the past. Highlight your experience with portfolio analytics and customer insights, as these are crucial for the role.
✨Familiarize Yourself with Key Tools
Make sure you can confidently talk about your experience with SAS, SQL, or Python. Consider preparing a brief overview of a project where you utilized these tools to drive business performance.
✨Understand Stakeholder Engagement
Since the role involves close work with internal and external stakeholders, think of examples where you've successfully collaborated with others to implement change. Be ready to discuss how you manage relationships and drive results.
✨Prepare for Behavioral Questions
Expect questions that assess your problem-solving abilities and how you handle challenges in a credit risk environment. Use the STAR method (Situation, Task, Action, Result) to structure your responses effectively.
