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For Companies At a Glance
- Tasks: Lead credit risk strategies and analyse data to enhance bank performance.
- Company: Join a dynamic bank focused on innovative financial solutions.
- Benefits: Enjoy hybrid working, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact on credit risk management while collaborating with diverse teams.
- Qualifications: Experience in credit risk analysis and proficiency in SQL or similar programming languages required.
- Other info: This role offers a chance to work with cutting-edge data analytics tools.
The predicted salary is between 39600 - 66000 £ per year.
As a Lead Credit Risk Analyst, you will play a pivotal role in managing and enhancing the bank's credit risk strategies. Leveraging your expertise in credit risk analysis, you will contribute to the development and implementation of robust credit risk models and policies, ensuring the bank's portfolio remains resilient and aligned with regulatory standards.
THE ROLE
- Develop and optimize credit strategies across the customer lifecycle - from acquisition and underwriting to portfolio management and collections using SQL.
- Analyze large datasets to uncover insights, trends, and opportunities for strategy refinement.
- Partner with Product, Finance, Data Science, and Compliance teams to ensure strategies align with business goals and regulatory standards.
- Monitor credit performance, develop dashboards, and generate actionable reporting for senior stakeholders.
- Run champion/challenger tests to improve risk segmentation and predict customer behavior.
REQUIREMENTS
- Proven experience in credit risk analysis within a banking or financial services environment.
- Strong proficiency in statistical modeling and programming languages (e.g., SQL, SAS, R, Python) for data analysis.
- In-depth understanding of credit risk principles, regulatory requirements, and industry best practices.
HOW TO APPLY
Please send CV or apply below!
Lead credit risk analyst (Leeds) employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead credit risk analyst (Leeds)
✨Tip Number 1
Familiarise yourself with the latest credit risk regulations and industry standards. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the banking and financial services sector, especially those who work in credit risk. Attend industry events or join relevant online forums to build connections that could lead to valuable insights and potential referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've used SQL or other programming languages to analyse data and improve credit strategies. Being able to articulate your hands-on experience will set you apart from other candidates.
✨Tip Number 4
Research StudySmarter's approach to credit risk management and be ready to share your thoughts on how you can contribute to our goals. Tailoring your insights to align with our values will show that you're genuinely interested in joining our team.
We think you need these skills to ace Lead credit risk analyst (Leeds)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit risk analysis, particularly within banking or financial services. Emphasise your proficiency in SQL and any other relevant programming languages, as well as your understanding of credit risk principles.
Craft a Compelling Cover Letter: Write a cover letter that specifically addresses the requirements mentioned in the job description. Discuss your experience with developing credit strategies and how you have successfully collaborated with cross-functional teams in the past.
Showcase Analytical Skills: In your application, provide examples of how you've used data analysis to drive decision-making. Mention any specific projects where you developed dashboards or conducted champion/challenger tests to improve credit risk strategies.
Highlight Regulatory Knowledge: Demonstrate your understanding of regulatory requirements and industry best practices in your application. This could be through specific examples of how you've ensured compliance in previous roles or how you've adapted strategies to meet regulatory standards.
How to prepare for a job interview at Harnham
✨Showcase Your Technical Skills
As a Lead Credit Risk Analyst, you'll need to demonstrate your proficiency in SQL and other programming languages. Be prepared to discuss specific projects where you've used these skills to analyse data or develop credit risk models.
✨Understand the Regulatory Landscape
Familiarise yourself with the latest regulatory requirements related to credit risk. During the interview, highlight your knowledge of these regulations and how you've ensured compliance in previous roles.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities. Prepare examples of how you've developed credit strategies or improved risk segmentation in past positions, focusing on the impact of your decisions.
✨Collaborative Mindset
Since the role involves partnering with various teams, be ready to discuss your experience working cross-functionally. Share examples of how you've collaborated with Product, Finance, or Data Science teams to achieve common goals.
