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For Companies At a Glance
- Tasks: Lead the design of credit risk strategies and collaborate with senior management.
- Company: Join a global bank focused on enhancing credit risk policies and strategies.
- Benefits: Enjoy a £52,000 salary, hybrid work, holidays, bonuses, and private healthcare.
- Why this job: Gain valuable experience in a dynamic environment while working with talented professionals.
- Qualifications: Experience in credit risk strategy and proficiency in SAS, SQL, VBA, or Python required.
- Other info: This role does NOT offer sponsorship.
The predicted salary is between 31200 - 52000 £ per year.
LEAD CREDIT RISK ANALYST
The following information aims to provide potential candidates with a better understanding of the requirements for this role.
LEEDS- HYBRID
UP TO £55,000
As a Lead Credit Risk Analyst, you will play a pivotal role in managing and enhancing the bank\’s credit risk strategies. Leveraging your expertise in credit risk analysis, you will contribute to the development and implementation of robust credit risk models and policies, ensuring the bank\’s portfolio remains resilient and aligned with regulatory standards.
THE ROLE
- Develop and optimize credit strategies across the customer lifecycle-from acquisition and underwriting to portfolio management and collections using SQL
- Analyze large datasets to uncover insights, trends, and opportunities for strategy refinement.
- Partner with Product, Finance, Data Science, and Compliance teams to ensure strategies align with business goals and regulatory standards.
- Monitor credit performance, develop dashboards, and generate actionable reporting for senior stakeholders.
- Run champion/challenger tests to improve risk segmentation and predict customer behavior.
REQUIREMENTS
- Proven experience in credit risk analysis within a banking or financial services environment.
- Strong proficiency in statistical modeling and programming languages (e.g., SQL, SAS, R, Python) for data analysis.
- In-depth understanding of credit risk principles, regulatory requirements, and industry best practices.
HOW TO APPLY
Please send CV or apply below!
Lead credit risk analyst employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead credit risk analyst
✨Tip Number 1
Familiarize yourself with the latest trends in credit risk management, especially focusing on unsecured portfolios. This knowledge will help you engage in meaningful discussions during interviews and demonstrate your expertise.
✨Tip Number 2
Brush up on your skills in SAS, SQL, VBA, or Python. Being proficient in these tools is crucial for the role, and showcasing your technical abilities can set you apart from other candidates.
✨Tip Number 3
Prepare to discuss your experience in collaborating with senior stakeholders. Think of specific examples where you've successfully built consensus or negotiated strategy proposals, as this will highlight your interpersonal communication skills.
✨Tip Number 4
Research the bank's current credit card strategies and policies. Understanding their existing framework will allow you to propose innovative ideas and show that you're proactive about contributing to their growth.
We think you need these skills to ace Lead credit risk analyst
Some tips for your application 🫡
Understand the Role: Make sure you fully understand the responsibilities and requirements of the Lead Credit Risk Analyst position. Tailor your application to highlight your relevant experience in credit risk strategy and your ability to collaborate with senior management.
Highlight Relevant Skills: Emphasize your proficiency in SAS, SQL, VBA, or Python in your CV and cover letter. Provide specific examples of how you've used these skills in previous roles, particularly in relation to credit risk strategies.
Showcase Interpersonal Skills: Since the role involves engaging with senior stakeholders, make sure to demonstrate your strong interpersonal communication skills. Include examples of past experiences where you successfully built consensus or negotiated strategy proposals.
Tailor Your CV and Cover Letter: Customize your CV and cover letter for this specific role. Use keywords from the job description and ensure that your documents reflect your analytical background and experience with unsecured portfolios.
How to prepare for a job interview at Harnham
✨Showcase Your Credit Risk Expertise
Be prepared to discuss your previous experience in credit risk strategy, especially with unsecured portfolios. Highlight specific projects where you enhanced policies or developed new strategies.
✨Demonstrate Analytical Skills
Since proficiency in SAS, SQL, VBA, or Python is required, be ready to provide examples of how you've used these tools in your past roles. Consider discussing any relevant data analysis or modeling work you've done.
✨Engage with Stakeholders
This role involves collaborating with senior management and other teams. Prepare to share examples of how you've successfully built consensus and negotiated strategy proposals in previous positions.
✨Prepare Questions for the Interviewers
Think about insightful questions related to the bank's current credit risk strategies and future goals. This shows your interest in the role and helps you understand how you can contribute to their success.
