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For Companies At a Glance
- Tasks: Lead credit risk strategies and optimise processes using data analysis.
- Company: Join a dynamic bank focused on innovative financial solutions.
- Benefits: Enjoy hybrid working, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact on credit risk management while collaborating with diverse teams.
- Qualifications: Experience in credit risk analysis and proficiency in SQL or similar programming languages required.
- Other info: This role is based in Leeds with flexible working options.
The predicted salary is between 44000 - 66000 £ per year.
Lead Credit Risk Analyst
Up to £55,000
Hybrid
Leeds
Scroll down to find an indepth overview of this job, and what is expected of candidates Make an application by clicking on the Apply button.
The Company
I am hiring a Lead Credit Risk analyst for lending business that leads the way on all types of unsecured lending for a large consumer base across the UK. Within this role you will help drive credit risk strategy using analytics to drive lending profitability.
The Role
As a Lead Credit Risk Analyst, you will be:
- Reporting on credit risk insights and trends to senior stakeholders
- Using analytics skills to improve credit risk strategies
- Helping manage the credit risk customer lifecycle
- Spotting trends to find new ways to increase profitability for credit risk
- Developing new credit risk strategies across the business for acquisitions and existing customers using SAS and SQL daily.
- Working with and presenting to senior stakeholders daily within the role.
Your skills and experience:
To be successful as a Lead Credit Risk Analyst, you will need:
- Strong experience with SAS and/or SQL
- Experience as a credit risk analyst in an analytical position
- Experience developing credit risk strategy.
- Experience working in financial services
- Excellent communication skills
- Strong stakeholder management being able to manage upwards
- STEM Degree
Benefits
Up to £55,000 + benefits package
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the latest credit risk regulations and industry standards. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the banking and financial services sector. Attend industry events or join relevant online forums to connect with others who can provide insights or even refer you to opportunities at StudySmarter.
✨Tip Number 3
Brush up on your SQL and statistical modelling skills. Consider working on personal projects or case studies that showcase your ability to analyse large datasets and develop credit strategies, as this will be crucial for the role.
✨Tip Number 4
Prepare to discuss your experience with champion/challenger tests and how you've used them to improve risk segmentation. Being able to articulate your past successes will set you apart during the interview process.
We think you need these skills to ace Lead Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis, particularly within banking or financial services. Emphasise your proficiency in SQL and any statistical modelling you've done.
Craft a Strong Cover Letter: Write a cover letter that specifically addresses the requirements of the Lead Credit Risk Analyst role. Mention your experience with credit strategies and how you can contribute to the bank's goals.
Showcase Technical Skills: In your application, clearly outline your technical skills, especially in programming languages like SQL, SAS, R, and Python. Provide examples of how you've used these skills in past roles.
Highlight Collaboration Experience: Since the role involves partnering with various teams, include examples of successful collaborations in your application. This could be projects where you worked with Product, Finance, or Compliance teams.
How to prepare for a job interview at Harnham
✨Showcase Your Technical Skills
As a Lead Credit Risk Analyst, you'll need to demonstrate your proficiency in SQL and other programming languages. Be prepared to discuss specific projects where you've used these skills to analyse data or develop credit risk models.
✨Understand the Regulatory Landscape
Familiarise yourself with the latest regulatory requirements related to credit risk. During the interview, be ready to explain how you have ensured compliance in previous roles and how you would apply this knowledge in the new position.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities. Prepare examples of how you've developed credit strategies or improved risk segmentation in past roles, focusing on the impact of your decisions.
✨Collaborative Mindset
Highlight your experience working with cross-functional teams such as Product, Finance, and Compliance. Discuss how collaboration has led to successful outcomes in your previous roles, showcasing your ability to align credit strategies with broader business goals.
