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For Companies At a Glance
- Tasks: Lead the design of credit risk strategies and collaborate with senior management.
- Company: Join a global bank focused on innovative credit risk solutions.
- Benefits: Enjoy a £52,000 salary, hybrid work, holidays, bonuses, and private healthcare.
- Other info: This role does not offer sponsorship.
- Why this job: Be part of a dynamic team, learn from experts, and influence banking strategies.
- Qualifications: Experience in credit risk strategy and proficiency in SAS, SQL, VBA, or Python required.
The predicted salary is between 39000 - 65000 £ per year.
A global bank are looking to expand its Credit Risk strategy team by bringing in a new Lead Analyst to work on enhancing existing policies and identifying new opportunities to develop policies. In this role, you’ll be collaborating with senior management to support the growth of the bank and have the opportunity to learn from talented individuals.
The Role
- Predominantly focused on the design of acquisition strategies and setting risk appetite
- Maintaining and monitoring existing credit card strategies
- Collaborating with the underwriting team to understand customer eligibility
- Engaging with senior stakeholders, building consensus, and negotiating strategy proposals
Your Skills and Experience
- Credit Risk strategy experience, working on an unsecured portfolio
- Strong interpersonal communication skills
- Possess a numerical/analytical degree/qualification
- Proficiency in either SAS, SQL, VBA, or Python is required
The Benefits
- Salary up to £52,000
- Hybrid working policy (3 days a week in office)
- Holiday entitlement
- Strong pension contributions
- Bonus scheme
- Private healthcare
This role does NOT offer sponsorship.
How To Apply
Please register your interest via the apply link on this page, or send your CV directly to hamadkhan@harnham.com.
Lead Credit Risk Analyst employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management. Understanding current market conditions and regulatory changes can give you an edge in discussions during interviews.
✨Tip Number 2
Network with professionals in the banking and finance sector, especially those who work in credit risk. Attend industry events or webinars to make connections that could lead to valuable insights or referrals.
✨Tip Number 3
Brush up on your technical skills, particularly in SAS, SQL, VBA, or Python. Consider working on a small project or case study that showcases your analytical abilities and understanding of credit risk strategies.
✨Tip Number 4
Prepare for the interview by thinking about how you would approach designing acquisition strategies. Be ready to discuss your thought process and any relevant experiences that demonstrate your strategic thinking.
We think you need these skills to ace Lead Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in credit risk strategy, particularly with unsecured portfolios. Use specific examples that demonstrate your skills in designing acquisition strategies and collaborating with stakeholders.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the bank's mission. Mention your proficiency in SAS, SQL, VBA, or Python, and how these skills will contribute to enhancing existing policies and identifying new opportunities.
Highlight Interpersonal Skills: Since the role involves engaging with senior stakeholders, emphasise your strong interpersonal communication skills. Provide examples of past experiences where you successfully built consensus or negotiated strategy proposals.
Proofread Your Application: Before submitting your application, carefully proofread your CV and cover letter for any errors. A polished application reflects attention to detail, which is crucial in a role focused on credit risk analysis.
How to prepare for a job interview at Harnham
✨Showcase Your Analytical Skills
As a Lead Credit Risk Analyst, you'll need to demonstrate your proficiency in analytical tools like SAS, SQL, VBA, or Python. Be prepared to discuss specific projects where you've used these skills to enhance credit risk strategies.
✨Understand the Role of Stakeholders
Since the role involves engaging with senior stakeholders, it's crucial to show that you understand their perspectives and how to build consensus. Prepare examples of how you've successfully collaborated with different teams in the past.
✨Discuss Your Experience with Credit Risk Strategies
Make sure to highlight your experience with credit risk strategy, particularly in unsecured portfolios. Be ready to discuss how you've maintained and monitored existing strategies and any innovative approaches you've implemented.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities in real-world situations. Think about challenges you've faced in previous roles and how you approached them, especially in relation to acquisition strategies and risk appetite.