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For Companies At a Glance
- Tasks: Lead the Credit Risk function and shape the future of lending strategies.
- Company: Innovative FinTech transforming the lending landscape.
- Benefits: Competitive salary, equity options, pension scheme, and hybrid work model.
- Why this job: Join a fast-paced environment and drive impactful business growth.
- Qualifications: Experience in Mortgages or Property Finance and credit strategy.
- Other info: Opportunity to work closely with C-suite and influence company direction.
The predicted salary is between 72000 - 168000 £ per year.
This role is with a very unique FinTech who are paving a new path in the lending space. They have grown significantly over the past few years and are well established and set for the future. This role offers the opportunity to lead the Credit Risk function and define the future growth of the business.
THE ROLE
- Developing and building out their credit risk strategy and wider function
- Assessing existing lending policies and customer strategies to enhance performance
- Lead underwriting analysis, affordability assessments and wider decision analytics
- Working closely with stakeholders and C-suite to drive the future direction of the business
YOUR SKILLS AND EXPERIENCE
- Experience working with Mortgages or Property Finance is essential
- Holistic experience across credit strategy, policy, underwriting, product etc
- Ideal to come from a smaller FinTech/lending business and experience in a faster-paced environment
- Passionate about business growth and ambitious for future success
SALARY AND BENEFITS
- Up to £120,000 base salary
- Equity options
- Contributory pension scheme
- Hybrid work model
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link.
Head of Credit Risk employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit Risk
✨Tip Number 1
Network like a pro! Reach out to people in the FinTech space, especially those who work in credit risk. A friendly chat can open doors and give you insights that could set you apart.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit risk strategies and lending policies. We want you to be able to discuss how you can enhance performance and drive business growth confidently.
✨Tip Number 3
Showcase your passion! When you get the chance to speak with potential employers, let them know why you're excited about the role and how your experience aligns with their vision for the future.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Head of Credit Risk
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the Head of Credit Risk role. Highlight your experience in mortgages or property finance, and showcase your holistic understanding of credit strategy and underwriting. We want to see how your background aligns with our unique FinTech vibe!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you're passionate about business growth and how you can contribute to our future success. Be sure to mention any relevant experience from smaller FinTechs or fast-paced environments that sets you apart.
Showcase Your Achievements: When detailing your experience, focus on specific achievements that demonstrate your impact in previous roles. Whether it's enhancing lending policies or leading successful underwriting analyses, we want to know how you've driven results in the past!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep everything organised and ensures your application gets the attention it deserves. Plus, it’s super easy – just hit that ‘Apply’ link!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As the Head of Credit Risk, you'll need to demonstrate a solid understanding of credit metrics and risk assessment. Brush up on key performance indicators related to lending policies and underwriting analysis. Be ready to discuss how you've used data to drive decisions in your previous roles.
✨Showcase Your Strategic Vision
This role is all about shaping the future of the business. Prepare to articulate your vision for credit risk strategy and how it aligns with the company's growth. Think about specific examples where you've successfully implemented strategies that enhanced performance in past positions.
✨Engage with Stakeholders
Collaboration with stakeholders and C-suite is crucial. Be prepared to discuss how you've worked with different teams to drive initiatives forward. Highlight any experience you have in presenting complex information in an accessible way to non-technical audiences.
✨Demonstrate Your Passion
The company is looking for someone ambitious and passionate about business growth. Share your enthusiasm for the FinTech space and how you see yourself contributing to the company's success. Personal anecdotes about your journey in the industry can really make you stand out!
