At a Glance
- Tasks: Develop and enhance credit risk models, focusing on IFRS 9 and broader credit models.
- Company: Dynamic UK financial services firm with global backing and a collaborative culture.
- Benefits: Competitive salary, hybrid working, and the chance to shape model development.
- Other info: Flexible work environment with opportunities for professional growth.
- Why this job: Join a growing team and make a real impact in credit risk modelling.
- Qualifications: Experience in credit risk models and programming skills in SAS or Python.
The predicted salary is between 50000 - 60000 € per year.
A UK-based financial services business operating within the automotive and consumer finance space. Part of a larger international group, combining the stability of a global organisation with the agility of a smaller UK operation. Regulated under a banking licence, with an expanding credit risk and analytics capability.
This role will play a key part in building out the credit risk modelling capability in the UK, with initial focus on IFRS 9 models and longer-term exposure to a broader range of credit models. Specifically, you can expect to be involved in:
- Ownership, development, enhancement and validation of credit risk models.
- Redevelopment and ongoing management of IFRS 9 models, including PD, LGD and EAD.
- Working closely with international stakeholders to transition model ownership into the UK.
- Supporting ICAAP modelling and stress testing activity.
- Contributing to future development of scorecards and other credit models over time.
Your Skills and Experience
- Experience developing or owning credit risk models within a banking or regulated financial services environment.
- Strong background in IFRS 9, stress testing, provisioning or capital models.
- Hands-on experience developing PD and/or LGD models.
- Programming experience using SAS and/or Python, with confidence working in SAS-based environments.
The Benefits
- Competitive salary and benefits package.
- Hybrid working with flexibility on office attendance.
- Opportunity to take full ownership of models and influence their future development.
- Exposure to a broad range of credit risk models as the team continues to grow.
The Process
- Initial online interview focused on role overview and experience.
- Technical task followed by a competency-based interview.
How to Apply
Please register your interest via the apply link on this page.
Senior Modelling Credit Analyst in England employer: Harnham
As a Senior Modelling Credit Analyst at our UK-based financial services business, you will thrive in a dynamic work environment that combines the stability of a global organisation with the agility of a smaller operation. We offer a competitive salary, a flexible hybrid working model, and the opportunity to take full ownership of credit risk models, ensuring your contributions directly influence their future development. Join us in Hertfordshire and be part of a growing team that values employee growth and fosters a collaborative culture.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Modelling Credit Analyst in England
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work in credit risk or financial services. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for your interviews by brushing up on your technical skills. Since this role involves IFRS 9 models and programming in SAS or Python, make sure you can confidently discuss your experience and tackle any technical tasks they throw your way.
✨Tip Number 3
Showcase your ownership experience! Be ready to talk about how you've developed or enhanced credit risk models in the past. Highlighting your contributions will set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Modelling Credit Analyst in England
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Modelling Credit Analyst role. Highlight your experience with credit risk models, especially IFRS 9, and any programming skills in SAS or Python. We want to see how your background fits perfectly with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk modelling and how your skills can contribute to our team. Keep it concise but impactful – we love a good story that connects your experience to our needs.
Showcase Relevant Projects:If you've worked on specific projects related to PD, LGD, or EAD models, make sure to mention them! We’re interested in seeing how you’ve applied your skills in real-world scenarios. This will help us understand your hands-on experience better.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at Harnham
✨Know Your Models Inside Out
Make sure you have a solid understanding of credit risk models, especially IFRS 9. Be prepared to discuss your experience with PD, LGD, and EAD models in detail. This will show that you’re not just familiar with the concepts but can also apply them practically.
✨Brush Up on Your Programming Skills
Since programming in SAS and Python is crucial for this role, take some time to review your coding skills. Be ready to demonstrate your proficiency during the technical task, as this will be a key part of the interview process.
✨Prepare for Competency Questions
Expect competency-based questions that assess your problem-solving abilities and teamwork. Think of specific examples from your past experiences where you successfully developed or managed credit risk models, and how you collaborated with stakeholders.
✨Research the Company and Its Culture
Familiarise yourself with the company’s operations in the automotive and consumer finance space. Understanding their values and how they fit into the larger international group will help you tailor your responses and show that you’re genuinely interested in the role.
