At a Glance
- Tasks: Drive credit risk strategies and optimise customer acquisition using data analytics.
- Company: Join a fast-paced fintech on a mission to simplify credit card debt.
- Benefits: Flexible working options, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact in the fintech space while enhancing your analytical skills.
- Qualifications: Experience in pricing strategy, SQL, and working with aggregators.
- Other info: Dynamic environment with a focus on innovation and collaboration.
The predicted salary is between 36000 - 60000 £ per year.
This range is provided by Harnham. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Join a fast paced fintech who are on a mission to simplify and reduce credit card debt. This is a super exciting Senior credit risk analyst role looking at aggregator performance and strategy. This is a high-impact, commercially focused role sitting at the heart of growth, pricing, and credit risk. You'll take ownership of aggregator performance and funnel conversion, using data to drive smarter acquisition and better-quality lending outcomes.
- Owning end-to-end aggregator strategy, working across pricing, eligibility, and risk rules to maximise approval and conversion rates
- Analysing the customer acquisition funnel from aggregator click through to funded loan, identifying friction points and drop-off drivers
- Optimising pre-approval, credit policy, and pricing strategies to improve conversion while maintaining robust risk controls
- Partnering closely with Commercial and Product teams to test and refine aggregator propositions and journey design
Requirements:
- Proven exposure to pricing strategy and commercial optimisation
- Experience working with aggregators / price comparison platforms
- Confident working with SQL (and ideally Python or similar)
Please apply below or send your CV.
Senior Credit Risk Analyst in England employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst in England
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those working in credit risk or analytics. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Show off your skills! If you’ve got experience with SQL or Python, consider creating a small project or analysis that showcases your abilities. Share it on LinkedIn or during interviews to impress potential employers.
✨Tip Number 3
Prepare for the interview by understanding the company’s aggregator strategies. Research their current performance and think of ways you could contribute to optimising their processes. This will show you’re genuinely interested!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Credit Risk Analyst in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your experience with pricing strategy and commercial optimisation, as well as any work you've done with aggregators or price comparison platforms. We want to see how your skills align with what we're looking for!
Showcase Your Data Skills: Since this role involves a lot of data analysis, don’t forget to showcase your SQL skills prominently. If you have experience with Python or similar tools, mention that too! We love seeing candidates who can leverage data to drive smarter decisions.
Highlight Your Impact: In your application, focus on the impact you've had in previous roles. Whether it’s improving conversion rates or optimising credit policies, we want to know how you’ve made a difference. Use specific examples to illustrate your achievements!
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to provide all the necessary details in one go. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Senior Credit Risk Analyst, you'll be expected to have a solid grasp of data. Brush up on your SQL skills and be ready to discuss how you've used data analytics in previous roles. Prepare specific examples where your analysis led to improved credit strategies or outcomes.
✨Understand the Market
Familiarise yourself with the current trends in the fintech space, especially around credit risk and pricing strategies. Be prepared to discuss how you can apply this knowledge to optimise aggregator performance and improve conversion rates in the role.
✨Showcase Your Collaboration Skills
This role involves working closely with Commercial and Product teams. Think of examples from your past experiences where you successfully collaborated across departments to achieve a common goal. Highlight your ability to communicate complex data insights in a way that non-technical stakeholders can understand.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills. For instance, you might be asked how you would approach identifying friction points in the customer acquisition funnel. Practice articulating your thought process clearly and logically, demonstrating your analytical mindset.