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- Tasks: Develop and optimise credit risk strategies for our credit card portfolio.
- Company: Join a leading fintech revolutionising the lending landscape.
- Benefits: Enjoy flexible working options and fantastic corporate perks.
- Why this job: Be part of a dynamic team making impactful decisions in a fast-paced environment.
- Qualifications: Experience in credit risk within unsecured lending and strong analytical skills required.
- Other info: This role is hybrid, offering a blend of remote and office work.
The predicted salary is between 60000 - 84000 £ per year.
CREDIT RISK STRATEGY MANAGER
LONDON- HYBRID
UP TO £100,000
Join a leading fintech as a Credit Risk Strategy Manager, you\’ll play a pivotal role in ensuring the soundness and profitability of our lending strategy for the credit card portfolio.
THE ROLE
- Developing and optimizing credit risk strategies to enhance decision-making processes.
- Analyzing data to identify trends, assess risk levels, and implement effective risk mitigation strategies.
- Designing and implementing credit risk models and frameworks to support business objectives.
- Monitoring portfolio performance and proactively identifying areas for improvement.
- Collaborating with cross-functional teams to align credit risk strategies with business goals.
- Ensuring compliance with regulatory requirements and best practices in credit risk management.
REQUIREMENTS
- Credit risk experience working within unsecured lending
- Strong analytical skills and proficiency in data analysis tools and techniques- Experience with SQL and python for strategy and data analysis
BENEFITS
- Flexible working and great benefits
HOW TO APPLY
Please apply below or send your CV
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Strategy Manager- Fintech!
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management, especially within fintech. Understanding current market dynamics and regulatory changes will help you demonstrate your knowledge during interviews.
✨Tip Number 2
Network with professionals in the fintech space, particularly those involved in credit risk. Attend industry events or join relevant online forums to build connections that could lead to referrals or insider information about the role.
✨Tip Number 3
Brush up on your SQL and Python skills, as these are crucial for the role. Consider working on personal projects or contributing to open-source initiatives that showcase your ability to analyse data effectively.
✨Tip Number 4
Prepare to discuss specific examples of how you've developed and implemented credit risk strategies in the past. Be ready to explain your thought process and the impact of your decisions on previous portfolios.
We think you need these skills to ace Credit Risk Strategy Manager- Fintech!
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your credit risk experience, particularly in unsecured lending. Use specific examples that demonstrate your analytical skills and proficiency with data analysis tools like SQL and Python.
Craft a Compelling Cover Letter: In your cover letter, explain why you are passionate about the fintech industry and how your background aligns with the role of Credit Risk Strategy Manager. Mention any relevant projects or achievements that showcase your ability to develop and optimise credit risk strategies.
Showcase Analytical Skills: Provide concrete examples of how you've used data analysis to identify trends and assess risk levels in previous roles. This will help demonstrate your capability to implement effective risk mitigation strategies.
Highlight Collaboration Experience: Since the role involves working with cross-functional teams, include examples of past collaborations where you aligned strategies with business goals. This shows your ability to work well with others and contribute to overall business success.
How to prepare for a job interview at Harnham
✨Showcase Your Analytical Skills
As a Credit Risk Strategy Manager, strong analytical skills are crucial. Be prepared to discuss specific examples of how you've used data analysis tools like SQL and Python in your previous roles to develop credit risk strategies.
✨Understand the Fintech Landscape
Familiarise yourself with the current trends and challenges in the fintech industry, especially regarding credit risk management. This knowledge will demonstrate your commitment and understanding of the sector during the interview.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities. Think about past experiences where you had to analyse risk levels or implement mitigation strategies, and be ready to explain your thought process.
✨Emphasise Collaboration Skills
Collaboration is key in this role. Be ready to discuss how you've worked with cross-functional teams in the past to align credit risk strategies with business goals, highlighting your communication and teamwork skills.
