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- Tasks: Lead the charge in optimizing credit risk strategies for our credit card portfolio.
- Company: Join a top-tier fintech that's reshaping the lending landscape.
- Benefits: Enjoy flexible working hours and awesome perks.
- Why this job: Make a real impact on lending strategies while collaborating with diverse teams.
- Qualifications: Bring your credit risk experience and analytical skills, especially with SQL and Python.
- Other info: This is a hybrid role based in London, offering up to £100,000.
The predicted salary is between 60000 - 84000 £ per year.
CREDIT RISK STRATEGY MANAGER
LONDON- HYBRID
UP TO £100,000
Join a leading fintech as a Credit Risk Strategy Manager, you\’ll play a pivotal role in ensuring the soundness and profitability of our lending strategy for the credit card portfolio.
THE ROLE
- Developing and optimizing credit risk strategies to enhance decision-making processes.
- Analyzing data to identify trends, assess risk levels, and implement effective risk mitigation strategies.
- Designing and implementing credit risk models and frameworks to support business objectives.
- Monitoring portfolio performance and proactively identifying areas for improvement.
- Collaborating with cross-functional teams to align credit risk strategies with business goals.
- Ensuring compliance with regulatory requirements and best practices in credit risk management.
REQUIREMENTS
- Credit risk experience working within unsecured lending
- Strong analytical skills and proficiency in data analysis tools and techniques- Experience with SQL and python for strategy and data analysis
BENEFITS
- Flexible working and great benefits
HOW TO APPLY
Please apply below or send your CV
Credit Risk Strategy Manager- Fintech! employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Strategy Manager- Fintech!
✨Tip Number 1
Familiarize yourself with the latest trends in credit risk management, especially in the fintech sector. This knowledge will help you demonstrate your understanding of the industry during interviews.
✨Tip Number 2
Brush up on your SQL and Python skills, as these are crucial for data analysis in this role. Consider working on a small project or case study that showcases your ability to analyze credit risk data effectively.
✨Tip Number 3
Network with professionals in the fintech space, particularly those involved in credit risk. Attend industry events or join online forums to connect with potential colleagues and learn more about the company culture.
✨Tip Number 4
Prepare to discuss specific examples of how you've developed and implemented credit risk strategies in the past. Highlight your analytical skills and any successful outcomes from your previous roles to make a strong impression.
We think you need these skills to ace Credit Risk Strategy Manager- Fintech!
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your credit risk experience, especially in unsecured lending. Use specific examples that demonstrate your analytical skills and proficiency with data analysis tools like SQL and Python.
Craft a Compelling Cover Letter: In your cover letter, explain why you are passionate about credit risk management and how your background aligns with the role. Mention your experience in developing and optimizing credit risk strategies and your ability to collaborate with cross-functional teams.
Showcase Your Analytical Skills: Provide concrete examples of how you've used data analysis to identify trends and assess risk levels in previous roles. Highlight any successful risk mitigation strategies you've implemented.
Highlight Compliance Knowledge: Demonstrate your understanding of regulatory requirements and best practices in credit risk management. This will show that you are not only skilled in strategy but also aware of the compliance landscape.
How to prepare for a job interview at Harnham
✨Showcase Your Analytical Skills
Since the role requires strong analytical skills, be prepared to discuss specific examples of how you've used data analysis tools like SQL and Python in your previous roles. Highlight any successful projects where your analysis led to improved credit risk strategies.
✨Understand the Fintech Landscape
Familiarize yourself with the current trends and challenges in the fintech industry, especially related to credit risk management. Being able to discuss these topics will demonstrate your passion for the field and your proactive approach to staying informed.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities in credit risk situations. Practice articulating your thought process and decision-making strategies when faced with hypothetical challenges in credit risk management.
✨Emphasize Collaboration Skills
The role involves working with cross-functional teams, so be ready to share experiences where you successfully collaborated with others. Discuss how you aligned credit risk strategies with broader business goals and the impact of those collaborations.
