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- Tasks: Lead credit risk strategies for business lending and enhance analytics.
- Company: Join a top UK FinTech known for innovative lending solutions.
- Benefits: Enjoy a competitive salary, stock options, and private healthcare.
- Why this job: Make a real impact in a fast-growing team with valuable experience.
- Qualifications: Strong background in SME lending, data analysis, and a top STEM degree required.
- Other info: Remote work options available; ideal for those passionate about fintech.
The predicted salary is between 75000 - 125000 £ per year.
CREDIT RISK MANAGER – SME LENDING UP TO £125,000 + STOCK LONDON/REMOTE A top FinTech in the UK that Harnham have been partnered with for some time now are on the search for a Credit Risk Manager for the business lending credit risk function. This position is a great opportunity to join a fast-growing business that within a team and product that is relatively young allowing the scope to have great impact. THE COMPANY This profitable FinTech are known for being one of the top lending analytics companies in the UK offering banking and unsecured products for consumers and businesses. Experience at a company like this is second to none and invaluable for any candidate’s CV. THE ROLE The role will involve working on the business lending product across the credit risk lifecycle You can expect to be involved in the following day to day: Oversee analysis, development and improvement for credit strategies Work across commercial and pricing strategies alongside credit risk analytics Wide scoping role involved analytics, strategy development and some model building Be very hands on with data SKILLS AND EXPERIENCE Experience working in SME lending Experience analysing data and documenting trends to drive insight Strong commercial mindset Strong SQL skills – Python ideal too Experience working for a top FinTech is ideal A strong university degree in a numerate discipline – will need to be a top degree in STEM SALARY AND BENEFITS Up to £125,000 base salary Stock Private Healthcare HOW TO APPLY Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
Credit Risk Manager - SME Lending employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager - SME Lending
✨Tip Number 1
Make sure to highlight your experience in SME lending during any conversations or interviews. This is a key requirement for the role, and demonstrating your understanding of this sector will set you apart.
✨Tip Number 2
Familiarize yourself with the latest trends in credit risk analytics and strategies. Being able to discuss current industry developments will show your passion and commitment to the field.
✨Tip Number 3
Brush up on your SQL and Python skills. Since these technical abilities are essential for the role, being prepared to discuss your proficiency can give you an edge over other candidates.
✨Tip Number 4
Network with professionals in the FinTech space, especially those involved in credit risk. Building connections can provide valuable insights and potentially lead to referrals for the position.
We think you need these skills to ace Credit Risk Manager - SME Lending
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in SME lending and credit risk management. Emphasize your analytical skills and any specific projects that demonstrate your ability to drive insights from data.
Highlight Technical Skills: Clearly showcase your SQL and Python skills in your application. Provide examples of how you've used these tools in previous roles, especially in relation to credit risk analytics.
Demonstrate Commercial Acumen: In your cover letter or application, illustrate your strong commercial mindset. Discuss how your previous experiences have prepared you to contribute to commercial and pricing strategies in a FinTech environment.
Follow Application Instructions: Ensure you send your CV to Shane McWilliams via the Apply link as specified in the job description. Double-check that your application is complete and adheres to any specific requirements mentioned.
How to prepare for a job interview at Harnham
✨Showcase Your Analytical Skills
As a Credit Risk Manager, you'll need to demonstrate your ability to analyze data effectively. Prepare examples of how you've used data analysis to drive insights in previous roles, especially in SME lending.
✨Highlight Your Commercial Mindset
The role requires a strong commercial mindset. Be ready to discuss how you've contributed to commercial strategies in the past and how you can apply that experience to the business lending product.
✨Demonstrate Technical Proficiency
Strong SQL skills are essential for this position. Brush up on your SQL knowledge and be prepared to discuss any relevant projects where you've utilized SQL or Python for data analysis or model building.
✨Prepare for Behavioral Questions
Expect behavioral questions that assess your teamwork and leadership abilities. Think of specific instances where you've led a project or collaborated with others to achieve a common goal, particularly in a fast-paced environment.
