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- Tasks: Lead a new credit pricing analytics team and shape strategic pricing decisions.
- Company: Fast-paced digital consumer business with a strong online presence.
- Benefits: Competitive salary, bonus, flexible hybrid working, and career progression.
- Other info: Join a growing analytics community with excellent development opportunities.
- Why this job: Make a real impact on customer value and business growth in a high-visibility role.
- Qualifications: Experience in credit pricing, analytics, and proven people management skills.
The predicted salary is between 90000 - 100000 £ per year.
This is an opportunity to build and lead a newly created credit pricing analytics team in a fast moving, digitally led consumer business. The role combines strategic ownership of credit pricing with people leadership, offering real influence over customer value, growth and long term profitability.
They are a large scale digital organisation operating across consumer retail and embedded financial products. With a strong online presence and a broad customer base across the UK and Ireland, they combine commercial scale with growing analytical maturity. Recent senior hires in analytics reflect a wider investment in data driven decision making across the business.
- Lead a new team within the commercial analytics function, focused solely on credit pricing analytics and strategy.
- Own pricing approaches for new customer acquisition, setting individual interest rates based on risk and long term value.
- Oversee the build, validation and ongoing maintenance of credit pricing models including MPV, IRR and evaluation models.
- Deliver pricing insight through reporting, dashboards and structured A/B testing.
- Work closely with credit risk, marketing, insurance analytics and other commercial teams to align pricing decisions.
- Manage and develop a team of four analysts, providing direction, coaching and strategic oversight rather than hands on delivery.
Strong commercial experience in credit pricing, lending or financial services analytics. Proven people management experience within an analytics or data led environment. Experience building, maintaining and governing pricing or valuation models. Confident using SQL to interrogate data and generate insight.
Competitive salary and benefits package. The chance to build a team and define credit pricing strategy from the ground up. High visibility role with genuine impact on commercial and customer outcomes. Clear progression opportunities within a growing analytics leadership community. Flexible hybrid working based in London.
Apply now to learn more about this opportunity to lead credit pricing analytics in a growing digital organisation.
Credit Risk Manager - Banking employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager - Banking
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common interview questions. We recommend using the STAR method to structure your answers, showcasing your skills and experiences effectively. Remember, confidence is key, so believe in yourself!
✨Showcase Your Skills
Create a portfolio or a presentation that highlights your achievements and projects related to credit pricing analytics. This will give you an edge over other candidates. We love seeing creativity and initiative, so don’t hold back!
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always on the lookout for passionate individuals ready to make an impact in the world of credit risk management.
We think you need these skills to ace Credit Risk Manager - Banking
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your commercial experience in credit pricing and any leadership roles you've had. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit pricing and how your background aligns with our needs. We love seeing genuine enthusiasm for the role and the company.
Showcase Your Analytical Skills: Since this role involves building and maintaining pricing models, be sure to mention your experience with SQL and any relevant analytical tools. We’re keen to see how you’ve used data to drive decisions in your previous roles.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team at StudySmarter!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Credit Risk Manager, you'll need to be comfortable with data. Brush up on your SQL skills and be ready to discuss how you've used data analytics in previous roles. Prepare examples of how you've built or maintained pricing models, as this will show your technical expertise.
✨Showcase Your Leadership Skills
This role involves managing a team, so be prepared to talk about your people management experience. Think of specific instances where you've coached or developed team members, and how you’ve influenced their performance positively. Highlight your strategic oversight rather than just hands-on delivery.
✨Understand the Business Landscape
Familiarise yourself with the company’s position in the digital consumer market. Research their credit pricing strategies and be ready to discuss how you can contribute to their growth and profitability. Showing that you understand their business model will set you apart from other candidates.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities in real-world scenarios. Think about how you would approach setting interest rates based on risk and long-term value. Practising these scenarios will help you articulate your thought process clearly during the interview.