Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead analytics growth and enhance credit risk strategies to boost business performance.
- Company: Join a rapidly growing lending business with ambitious plans for the future.
- Benefits: Enjoy a competitive salary, private medical care, pension scheme, and 25 days holiday.
- Why this job: Make a real impact in a smaller business while collaborating with diverse teams.
- Qualifications: Experience with Credit Bureau data, scorecard models, and strong skills in SAS, SQL, Python or R.
- Other info: Remote work with occasional travel to the Midlands.
The predicted salary is between 60000 - 85000 £ per year.
CREDIT RISK MANAGER/SENIOR MANAGER
£60-85,000 dependent on level
REMOTE (ONCE PER MONTH TRAVEL TO MIDLANDS)
THE COMPANY
This lending business are in a rapid period of growth and have very ambitious plans for the next few years. They are looking for an experienced candidate to take the lead in defining their analytics growth and strategic direction for the future, offering the chance to make a real impact in a smaller business.
THE ROLE
- Re-developing and enhancing statistical models, specifically scorecards, to drive insight into the customer journey and enhance business performance
- Design credit risk strategies and provide support on wider lending strategies including optimization and analysis
- Provide wider ad hoc analysis and insight into customer trends and monitor the ongoing performance of credit strategies and portfolios
- Working with external stakeholders and collaborating with wider business areas to communicate improvements and really make an impact
YOUR SKILLS AND EXPERIENCE
- Prior exposure to Credit Bureau data is essential
- Exposure to scorecard models is an essential requirement
- Previous experience in end-to-end scorecard development is highly desirable
- Strong SAS, SQL, Python or R is essential
- Prior management experience essential
SALARY AND BENEFITS
- Base salary – 60-85k depending on level
- Private Medical care
- Pension contribution scheme
- 25 days holiday
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
Credit Risk Manager employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management and analytics. Being able to discuss current methodologies and innovations during your interview will show that you're not only knowledgeable but also passionate about the field.
✨Tip Number 2
Network with professionals in the credit risk space, especially those who have experience with scorecard models. Engaging in conversations can provide you with insights and potentially valuable connections that could help you stand out.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully developed or enhanced statistical models in your previous roles. Highlighting your hands-on experience will demonstrate your capability to contribute effectively from day one.
✨Tip Number 4
Research the company’s growth plans and be ready to articulate how your skills align with their strategic direction. Showing that you understand their goals and how you can help achieve them will make a strong impression.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management, particularly your exposure to Credit Bureau data and scorecard models. Use specific examples to demonstrate your skills in SAS, SQL, Python, or R.
Craft a Compelling Cover Letter: Write a cover letter that outlines your passion for the role and the company. Emphasise your previous management experience and how you can contribute to the company's growth and strategic direction.
Highlight Key Achievements: In both your CV and cover letter, include quantifiable achievements related to credit risk strategies and analytics. This could be improvements in customer journey insights or successful collaborations with stakeholders.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism.
How to prepare for a job interview at Harnham
✨Showcase Your Technical Skills
Make sure to highlight your proficiency in SAS, SQL, Python, or R during the interview. Be prepared to discuss specific projects where you've used these tools, especially in relation to scorecard development and credit risk strategies.
✨Demonstrate Your Analytical Mindset
Since the role involves re-developing statistical models and providing insights into customer trends, be ready to share examples of how you've approached complex data analysis in the past. Discuss your thought process and the impact of your findings on business performance.
✨Prepare for Stakeholder Interaction
As collaboration with external stakeholders is key, think of instances where you've successfully communicated analytical insights to non-technical audiences. Practice explaining complex concepts in simple terms to demonstrate your ability to bridge the gap between data and business strategy.
✨Highlight Leadership Experience
Given that prior management experience is essential, come prepared with examples of how you've led teams or projects. Discuss your leadership style and how you've motivated others to achieve common goals, particularly in a fast-paced environment.