At a Glance
- Tasks: Drive pricing strategies and analyse data to boost growth in consumer credit products.
- Company: Dynamic UK consumer finance business with a modern, data-driven approach.
- Benefits: Competitive salary, bonus potential, pension, and private medical options.
- Other info: Collaborative culture with a focus on learning and career development.
- Why this job: Join a high-impact team and shape the future of consumer credit.
- Qualifications: Experience in commercial or pricing roles, strong SQL skills, and data analysis.
The predicted salary is between 55000 - 55000 € per year.
This is an exciting opportunity to join a growing commercial team at a pivotal moment, with new product launches on the horizon and real scope to shape how pricing and performance are driven across consumer credit products. You will sit at the heart of commercial decision making, using data to influence pricing levers and directly impact growth.
The Company
They are a UK based consumer finance business operating in the credit card space, combining strong financial backing with a modern, data led approach. Having successfully launched multiple card products, the business is now entering its next phase of growth with further propositions coming to market. With a collaborative culture and a strong focus on learning, they offer an environment where people are encouraged to develop and take ownership.
The Role
- Own and develop pricing activity across own branded and co branded credit card products.
- Analyse performance data to understand commercial impact and identify opportunities to optimise pricing levers such as APR.
- Work closely with acquisition and aggregator stakeholders to support growth through data driven insights.
- Build and maintain SQL based analysis to monitor competitor positioning and internal performance metrics.
- Support the creation of new processes within a defined risk framework to improve commercial outcomes.
- Partner cross functionally with teams across data, product and commercial to deliver change.
Your Skills & Experience
- Strong commercial or pricing experience within a consumer lending environment.
- Solid understanding of how pricing impacts customer behaviour and portfolio performance.
- Hands on experience using SQL to extract, analyse and interpret data.
- Comfortable working within regulated environments and operating inside a risk framework.
- Experience from adjacent sectors such as existing customer management, gambling, insurance or telecoms is also relevant.
- Exposure to Python is beneficial but not essential.
What They Offer
- Opportunity to influence strategy in a small, high impact team.
- Strong commitment to learning and development, with clear pathways into more advanced analytics or data focused roles.
- Benefits package including bonus potential, pension and private medical options.
How to Apply
If you are looking for a commercially focused role where you can use data to drive real impact, apply now to find out more.
Commercial Manager employer: Harnham
Join a dynamic consumer finance business in London, where you will play a crucial role in shaping pricing strategies and driving growth within a collaborative and innovative environment. With a strong commitment to employee development and a focus on data-driven decision making, this company offers excellent benefits including a competitive salary, bonus potential, and opportunities for career advancement in a thriving sector. Experience the excitement of working at the forefront of new product launches while enjoying a hybrid working model that promotes work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Commercial Manager
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its products. Understand their pricing strategies and be ready to discuss how your skills can help optimise their performance. Show them you’re not just another candidate!
✨Tip Number 3
Practice your data analysis skills! Brush up on SQL and any other relevant tools. Being able to demonstrate your hands-on experience with data will set you apart from the competition.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Commercial Manager
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Commercial Manager. Highlight your experience in pricing and data analysis, and don’t forget to mention any relevant skills like SQL. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about consumer finance and how your background aligns with our goals. Be sure to mention specific examples of how you've influenced pricing strategies in the past.
Showcase Your Data Skills:Since this role involves a lot of data analysis, make sure to highlight your hands-on experience with SQL and any other relevant tools. We love seeing how you’ve used data to drive decisions and improve outcomes in previous roles.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Don’t miss out!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Commercial Manager, you'll be expected to have a strong grasp of data. Brush up on key metrics related to pricing and performance in consumer lending. Be ready to discuss how you've used data to influence decisions in your previous roles.
✨Understand the Market
Familiarise yourself with the current trends in the credit card space and how they impact pricing strategies. Research the company's competitors and be prepared to share insights on how you would position their products effectively.
✨Showcase Your SQL Skills
Since hands-on experience with SQL is crucial for this role, be prepared to discuss specific projects where you've used SQL to extract and analyse data. If possible, bring examples of your work or be ready to explain your thought process in tackling data challenges.
✨Collaborative Mindset
This role requires working cross-functionally, so highlight your experience in collaborating with different teams. Share examples of how you've partnered with stakeholders to drive growth and improve commercial outcomes, showcasing your ability to communicate effectively.
