At a Glance
- Tasks: Drive pricing strategies and analyse data to boost growth in consumer credit products.
- Company: Dynamic UK consumer finance business with a modern, data-driven approach.
- Benefits: Competitive salary, bonus potential, hybrid working, and a focus on personal development.
- Other info: Collaborative culture with opportunities for career advancement.
- Why this job: Join a pivotal team and shape the future of innovative credit card products.
- Qualifications: Experience in data analysis and a passion for commercial decision-making.
The predicted salary is between 55000 - 55000 € per year.
This is an exciting opportunity to join a growing commercial team at a pivotal moment, with new product launches on the horizon and real scope to shape how pricing and performance are driven across consumer credit products. You will sit at the heart of commercial decision making, using data to influence pricing levers and directly impact growth.
The Company
They are a UK based consumer finance business operating in the credit card space, combining strong financial backing with a modern, data led approach. Having successfully launched multiple card products, the business is now entering its next phase of growth with further propositions coming to market. With a collaborative culture and a strong focus on learning, they offer an environment where people are encouraged to develop and take ownership.
The Role
- Own and develop pricing activity across own branded and co branded credit card products.
- Analyse performance data to understand commercial impact and identify opportunities to optimise pricing levers such as APR.
- Work closely with acquisition and aggregator stakeholders to support growth through data driven insights.
- Build and maintain SQL based analysis to monitor competitor positioning and internal performance metrics.
- Support the creation of new processes within a defined risk framework to improve commercial outcomes.
- Partner cross functionally with teams across data, product and commercial to deliver change.
Your Skills
Commercial Manager employer: Harnham
As a leading UK consumer finance business, we pride ourselves on fostering a collaborative and innovative work culture that empowers our employees to take ownership of their roles. With a strong emphasis on professional development and a data-driven approach, our Commercial Manager position offers the unique opportunity to influence key pricing strategies and drive growth in a dynamic environment. Located in London, our hybrid working model ensures a flexible balance between collaboration and personal productivity, making us an excellent employer for those seeking meaningful and rewarding careers.
StudySmarter Expert Advice🤫
We think this is how you could land Commercial Manager
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its products. Understand their market position and be ready to discuss how your skills can help them grow, especially in pricing and performance analysis.
✨Tip Number 3
Showcase your data skills! Be ready to talk about your experience with SQL and how you've used data to drive commercial decisions in the past. This will set you apart as a candidate who can directly impact growth.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in joining our team and contributing to our exciting growth phase.
We think you need these skills to ace Commercial Manager
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Commercial Manager role. Highlight relevant experience in pricing strategies and data analysis, as these are key for us. Use specific examples that showcase your impact on growth and decision-making.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Tell us why you're excited about this opportunity and how your skills align with our needs. Be sure to mention your understanding of consumer finance and how you can contribute to our growth.
Showcase Your Data Skills:Since we’re all about data-driven decisions, make sure to highlight your analytical skills. Mention any experience with SQL or similar tools, and how you've used data to influence pricing or commercial outcomes in previous roles.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you get the best experience. Plus, it shows us you’re keen on joining our team!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Commercial Manager, you'll be expected to work with data daily. Brush up on your understanding of key metrics related to pricing and performance. Be ready to discuss how you've used data in past roles to influence decisions and drive growth.
✨Understand the Market
Familiarise yourself with the consumer finance landscape, especially in the credit card space. Research competitors and their pricing strategies. This knowledge will help you demonstrate your ability to analyse market trends and identify opportunities during the interview.
✨Showcase Collaboration Skills
This role requires working closely with various teams. Prepare examples of how you've successfully partnered with cross-functional teams in the past. Highlight your communication skills and how you’ve contributed to achieving common goals.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities. Think about scenarios where you've had to optimise pricing or improve commercial outcomes. Use the STAR method (Situation, Task, Action, Result) to structure your responses clearly and effectively.
