At a Glance
- Tasks: Shape credit strategy and optimise risk policies in a fast-paced fintech environment.
- Company: Dynamic fintech company focused on accessible financial solutions.
- Benefits: Competitive salary, equity package, hybrid work, and comprehensive benefits.
- Other info: Exciting growth opportunities in a collaborative and data-driven culture.
- Why this job: Make a real impact on lending decisions and drive innovation in finance.
- Qualifications: Experience in credit risk analytics and strong SQL skills required.
The predicted salary is between 100000 - 100000 £ per year.
This is a high impact opportunity to shape credit strategy within a fast growing fintech environment. You will work with complex, real world datasets and have genuine ownership over lending decisions, contributing directly to the growth and evolution of a modern financial platform.
They are a scaling, venture backed fintech operating at the intersection of financial services and technology. The business partners with large organisations to deliver digital financial solutions to a broad user base, with a strong emphasis on accessibility and responsible lending. With continued investment and international expansion underway, they are building out their data and analytics capabilities to support growth. The environment is collaborative, fast paced, and focused on using data to drive better outcomes.
- Defining and optimising credit risk strategies across evolving lending products
- Using SQL driven analysis to extract insights from complex behavioural datasets
- Developing and refining affordability and risk policies
- Monitoring performance and driving continuous improvement across the lending portfolio
- Contributing to the development of new products and credit capabilities
Strong commercial experience in credit risk analytics or strategy within consumer lending. Proven ability to translate data into actionable insights and strategy. Advanced SQL skills, with Python as a desirable addition. Experience within unsecured lending products such as personal loans or credit cards. FinTech experience is a plus.
Base salary up to £100,000, depending on experience. Equity package with long term growth potential. Hybrid working model with three days per week in the London office. Comprehensive benefits including private healthcare and flexible benefits schemes. Clear progression opportunities within a scaling data and risk function.
Senior Credit Risk Analyst - Mortgages in City of London employer: Harnham
As a Senior Credit Risk Analyst at our innovative fintech company in London, you will thrive in a dynamic and collaborative environment that prioritises data-driven decision-making and responsible lending. With a strong focus on employee growth, we offer clear progression opportunities, a competitive salary package, and comprehensive benefits including private healthcare, all while fostering a culture of inclusivity and accessibility. Join us to make a meaningful impact in shaping the future of financial services and enjoy the unique advantages of working in a fast-paced, venture-backed setting.
