At a Glance
- Tasks: Influence credit decisions using data and automation in a fast-paced environment.
- Company: A tech-driven financial services company focused on consumer finance improvement.
- Benefits: Competitive salary, share options, private medical insurance, and pension.
- Other info: Join a dynamic team with excellent career development opportunities.
- Why this job: Make a real impact on lending processes and enhance your career in a growing field.
- Qualifications: Experience in credit risk, strong SQL skills, and ability to translate data insights.
The predicted salary is between 50000 - 70000 £ per year.
This is an opportunity to join a growing, data-led financial services business where you will directly influence how credit decisions are made at scale. The role offers strong exposure across credit, data, and product, with a clear focus on automation and impact.
The Company
They are a fast-growing, technology-driven financial services organisation focused on improving how consumers manage their finances. The business takes a data-first approach, using modern tools and customer insights to inform decision-making. With continued growth and investment in their data capabilities, they are building out a high-performing analytics and credit function.
The Role
- Work at the intersection of credit risk, data, and decisioning, helping to improve and automate lending processes.
- Develop and enhance automated credit decisioning and underwriting logic.
- Analyse lending performance and identify opportunities to improve accuracy and efficiency.
- Collaborate with product, engineering, and credit teams to reduce manual processes.
- Use customer and transactional data to inform lending decisions.
- Support improvements in affordability assessment and decision frameworks.
- Contribute to building a scalable, data-driven credit operation.
Your Skills & Experience
- Strong commercial experience in credit risk within a lending environment.
- Experience working on underwriting, decisioning, or credit policy using data.
- Strong SQL skills for data analysis and manipulation.
- Ability to translate data insights into practical lending decisions.
- Solid understanding of how credit decisions are made.
- Exposure to affordability assessment or open banking data is beneficial.
What They Offer
- Salary between £50,000 and £70,000.
- Share options.
- Private medical insurance.
- Statutory pension.
- Opportunity to join a growing business with strong career development potential.
Credit Operations Analyst in City of London employer: Harnham
Join a dynamic and innovative financial services organisation in London, where your role as a Credit Operations Analyst will directly shape the future of credit decision-making. With a strong emphasis on data-driven strategies, you will benefit from a collaborative work culture that fosters professional growth and offers competitive perks such as share options and private medical insurance. This is an exciting opportunity to be part of a forward-thinking team dedicated to transforming how consumers manage their finances.
