Chief Credit Officer - Hybrid

Chief Credit Officer South East England £This is a rare opportunity for a senior credit risk leader to join a growing financial services business as Chief Credit Officer. Reporting directly to the CEO, you will take ownership of the credit function, influence business strategy, and play a key role in the organisation's continued growth. They are a regulated financial services organisation operating across lending, asset finance, and related financial products. Combining the backing of a larger international group with the agility of a smaller UK business, they offer a collaborative environment where senior leaders can make a visible impact. Lead credit risk across retail and wholesale lending portfolios Oversee credit strategy, credit modelling, underwriting, stress testing, and residual value risk Act as the accountable Senior Manager for the credit function under FCA regulations Manage senior leaders across credit risk, strategy, modelling, and residual value teams Partner with executive stakeholders to balance commercial growth and risk management Drive governance, portfolio performance, and regulatory oversight Experience operating at Head of, Director, Chief Credit Officer, or equivalent level Strong motor finance experience across retail and/or wholesale portfolios Broad credit risk expertise including strategy, underwriting, IFRS9, and portfolio management Understanding of residual value risk and key market drivers Knowledge of FCA regulatory requirements and governance frameworks Hybrid working with 2 days per week in the office ~ Direct exposure to the CEO and executive leadership team ~ To find out more about this Chief Credit Officer opportunity, please submit your CV for a confidential discussion.