At a Glance
- Tasks: Lead credit risk and strategy for a growing financial services business.
- Company: Dynamic financial services organisation with a collaborative culture.
- Benefits: Competitive salary, hybrid working, and direct exposure to leadership.
- Other info: Great career potential in a rapidly growing company.
- Why this job: Make a significant impact on business growth and strategy from day one.
- Qualifications: Experience in senior credit roles and strong leadership skills.
The predicted salary is between 63000 - 77000 £ per year.
This is a rare opportunity for a senior credit risk leader to join a growing financial services business as Chief Credit Officer. Reporting directly to the CEO, you will take ownership of the credit function, influence business strategy, and play a key role in the organisation's continued growth.
The Company
They are a regulated financial services organisation operating across lending, asset finance, and related financial products. Combining the backing of a larger international group with the agility of a smaller UK business, they offer a collaborative environment where senior leaders can make a visible impact.
The Role
- Lead credit risk across retail and wholesale lending portfolios
- Oversee credit strategy, credit modelling, underwriting, stress testing, and residual value risk
- Act as the accountable Senior Manager for the credit function under FCA regulations
- Manage senior leaders across credit risk, strategy, modelling, and residual value teams
- Partner with executive stakeholders to balance commercial growth and risk management
- Drive governance, portfolio performance, and regulatory oversight
Your Skills & Experience
- Experience operating at Head of, Director, Chief Credit Officer, or equivalent level
- Strong motor finance experience across retail and/or wholesale portfolios
- Broad credit risk expertise including strategy, underwriting, IFRS9, and portfolio management
- Understanding of residual value risk and key market drivers
- Knowledge of FCA regulatory requirements and governance frameworks
- Proven leadership experience managing teams and senior stakeholders
What They Offer
- £130,000 - £160,000 salary plus benefits
- Hybrid working with 2 days per week in the office
- Direct exposure to the CEO and executive leadership team
- Significant ownership and influence from day one
- Strong career potential within a growing business
How to Apply
To find out more about this Chief Credit Officer opportunity, please submit your CV for a confidential discussion.
Chief Credit Officer employer: Harnham
Join a dynamic financial services organisation in South East England as a Chief Credit Officer, where you will have the unique opportunity to shape credit strategy and influence business growth. With a competitive salary and benefits, this role offers a collaborative work culture that values your input and provides significant career advancement opportunities. Enjoy hybrid working arrangements and direct access to the CEO, making a tangible impact from day one in a supportive environment that fosters professional development.
